_id Name Description Partners_Associates Location Geographical Scope Experiences in Financing Financing Instruments Average Amount and Rate Beneficiary Profile Sector Activities Number of Beneficiaries to Date Business Stage Financing Criteria Weak Points Contact Info Address Website Female beneficiaries Notes 1 IBTIKAR FUND Private Equity and Venture Capital. Ibtikar Fund is a disruptive fund that invests in innovative Palestinian companies at their earliest stages. Gaza Sky Geeks, Atlas Stripe, Facebook Start, Hubspot for startups, Womena, F4J, Amazon Web Services Palestine Palestinians from both within and outside Palestine na seed and growth level equity investments, convertible loans at the seed level, USD 40K, and the growth stage, avg is USD 200K highly-motivated, skilled teams, reflecting a balance between managerial and technical skills Ibtikar invests in a diversified portfolio of companies, in terms of stage, target markets, and technologies to maximize profitability and mitigate risk.** 14 Startups Seed and Early stage 1. The startup/SME is owned (meaning, a holding of at least 51% of the means of control of the Company) by Palestinians **2.The startup/SME's principal factory is situated in Palestine or a substantial amount of the proceeds of the investment will be spent in Palestine. **3. Ability to develop regionally and internationally into scalable businesses Weak team, industry space difficult to penetrate, low scalability Ambar Amleh, Co-Founder and Chief Operating Officer PRICO House Building; 54 Khalil Abu Raea Street; Office 302; Al Masyoun, Ramallah, Palestine www.ibtikarfund.com na Interested entrepreneurs must email Ibtikar to present their ideas. Executive Summary and Company Presentation are required inorder to apply. 2 Palestine Investment Fund- Sharakat for Small and Medium Size Investment Private Equity and Venture Capital. Sharakat invests for impact in Palestinian SMEs to strengthen food selfsufficiency, enhance the technology offer, and accelerate human development through health and education. BOP, GIZ, Sadara, Sanad, DAI, Palestine Islamic Bank, PMDP, IFC, ICD, PUM,etc... Ramallah, Palestine Palestine Agriculture and agro-business, technology, Health & Education, SMEs Financing Grants, investment for small and medium-sized enterprises By the end of 2017, Sharakat had invested 25 million USD in various Palestinian economic sectors; and attracted over 106 Million USD in additional investments by PIF partners into the same investments. na Sustainable Agriculture and Agribusiness, Enhanced Information Technology, High-Impact Education and Healthcare, SMEs Financing 3118 SMEs supported Growth and scale Sharakat invests in established and start-up MSME’s with high potential for growth and expansion. • Sharakat invests in agriculture, technology and human development (healthcare and education) Very difficult if the business is not already existing Info@sharakat.ps PO Box: 413, Al-Ersal St., Amaar Building, 6th floor, Ramallah, Palestine, +972 (2) 2421966* http://www.sharakat.ps/ na Sharakat promotes SME financing through two main pillars; investing in SMEs directly and investing in microfinancing and leasing companies that support SMEs as well. 3 Bader -RAWABI Private Equity and Venture Capital. Bader’s services are designed to increase an incubated company’s likelihood of successful development and growth beyond what it could achieve on its own. Offering value-added services is key to the incubator’s ability to successfully generate jobs and create wealth in Palestine. Microsoft BizSpark, HCIE, Amazon Webs Services, GEW, Startup Bootcamp Istanbul, Rawabi, Asal, KG Labs Rawabi, Palestine West Bank Direct business development assistance*Professional network and relationship support*Technical assistance and consulting tailored to hosting growing companies*Facility-based services Seed Fund, Training, Grants $50,000 - $250,000 Background in Technology ICT na Ideation stage, early stage and Growth stage 1. Start-up must have a related ICT product.*2. Has a minimal viable conceptual product (MVP)*3. Tech founder as part of the founding team*4. The applicant business must commit to taking advice from the professional network.*5. The applicant business must agree to establish its Headquarters in Rawabi.*6. The applicant business must not be in direct competition with existing incubator businesses * Startup not in the targeted sector** No MVP (too early / still in idea stage, pre-acceleration, etc.) mthaher@massar.com*staha@rawabi.ps Bader ICT Incubator*Rawabi 666,*Palestine**Al-Kawthar St., Al-Balou'*Ramallah/Al-Bireh*Palestine www.bader.ps "" Incubator Services (Collaborative workspace, mentors, business offices, business resources). 1. Direct business development assistance*2. Professional network and relationship support*3. Technical assistance and consulting tailored to hosting growing companies*4. Facility-based services 4 Siraj Fund Private Equity and Venture Capital. Siraj Fund Management Company (SFMC) is the first Palestinian private equity fund manager. SFMC's first fund, Siraj Palestine Fund I, is a USD $90M fund which invested in 14 companies in 9 different sectors. SFMC's second fund will be a similar fund with an expected first closing in late 2017 that willprovide growth capital to companies operating in Palestine, specifically those who will aplly technological advanacements and innovative solutions to grow and expand either locally or regionally. Massar International Rawabi- Palestine West Bank Investments since 2003 Private Equity USD $5M na Information, Communication & Technology (ICT)*Banking and Financial Services , Energy, Infrastructure, Healthcare, Logistics, Agriculture 12 establishments Growth and scale All potential companies for investment will be included in a due diligence process, which includes assessing operations, finances, team, potential, and environmental, social, and governance issues. New investments should also support in job creation, specifically for the Palestinian population. Two reasonse: Passing diliegnce process firstly, and approval of investment committee. Abdallah Sabat info@siraj.ps Massar Building, 8th Floor, Rawabi City Q-Center. 2925777 siraj.ps "" "" 5 HCIE (Higher Council for Innovation and Excellence) Governmental Organization/Investor. The Higher Council, through its faith and confidence in the potential creative capacities and energies of the Palestinian people and its recognition of the vital role of creativity in building up the State of Palestine and strengthening the steadfastness, resilience and prosperity of the Palestinian people, seeks to play a leading role towards consolidating a culture of innovation and excellence among the Palestinian community and very fair and just empowerment of all those innovators and creative people, and towards strengthening the structure of creativity system in various sectors, so that creativity becomes mainstay of the economy and the knowledgeable society in which we seek Regional Partners: CNRS, Royal Scientific Society, The Higher Council for Science and Technology HCST, AIDMO, ARTECNET, Enterprise Forum, AIN,Arab Council for the gifted & Talented. International Partners: ANIMA, GEW, WCGTC, EAI, IASP, MILESET Asia, NAM S&T Center, IFIA, Palestine, Ramallah Palestine International posts, Seed Support, Investment and Funding, Contests and awards, Networking, Incubation Grants, Seed Fund, equity investment Depends on the project as investment decision is made case by case na Stimulation, evaluation, incubation, funding, investment, national and international cooperation, Policies and Strategies- All fields with focus on scietific & Technological ones na Growth - Scale - Ideation Depends on the stage and the field, committees are formed upon need. Usually: innovation, value proposition, competitive advantage, etc Failure in complying with our financial procedures Razan Nasr rnasr@hcie.ps Al Raihan Neighborhood, Ramallah Palestine +970 599 900885 www.hcie.ps na Entrepreneurs can submit an application form for their project through the HCIE website 6 PEF (Palestinian Employment Fund) Governmental Organization/Investor. The Palestinian Employment Fund works to support economic development by activating and stimulating labor market policies, with the aim of creating and generating permanent job opportunities and developing social capital. The Fund implements a set of important programs and projects that are characterized by diversification of financing portfolios, provision of business advisory services, and support for self-employment and pilot projects. Regional Partners: Italian Agency for Development Cooperation, Enable, GIZ, UNDP, AICS, CISS, Studio Azue, UAWC, AISHA, * International Partners: BOP, PMA, MOL, PALBANKING Palestine, Ramallah Palestine International posts, Seed Support, Investment and Funding, Contests and awards, Networking, Incubation Seed Fund, Loans Depends on the project and the program they are launching na Stimulation, evaluation, incubation, funding, investment, national and international cooperation, Policies and Strategies- All fields with focus on scietific & Technological ones na Growth - Scale - Ideation Depends on the type and the targeted beneficiaries that could vary from project to another - - Adel Al-Masry Building, Al-Masyoun, Ramallah, Palestine. 0097022984184 https://pef.ps/ar na - 7 Palestine ICT Incubator (PICTI) Incubator - Accelerator. PICTI.StartUPs is the first Non-Profit ICT incubator in Palestine. PICTI.StartUPs provides sustainable channeling between startups and accelerators and investors at both the local and international levels including the Palestinian diaspora.**PICTI.StartUPs was founded in 2004 as a technology based physical incubator facility and grew to offer business services to Palestinian entrepreneurs. Innovative ideas are assessed in terms of their market potential and supported to become great projects. Usaid, EBN, UNDP, OXFAM, European Commission, Palestine Palestine Business Services, Connecting, Training and Education, Access to Finance Grants, Incubation and accelerator program - na All sectors na Ideation; Early Stage Usually suppot teams not individuals - info@picti.ps Ramallah: Ougarit Bldg. – 3rd Fl., Al-Irsal. 970599225089 picti.ps "" "" 8 CEWAS Incubator. This network of mentors fuels the development of ambitious and talented start-ups in the field of water, sanitation and resource management by providing expertise, feedback, matchmaking and other services. Cewas also run short trainings in Sustainable Water, Sanitation and Resource Management, Business Idea Competitions and water, sanitation or waste-related Hackathons. Confederation Suisse Switzerland Middle East Entrepreneurial Ecosystem Development, Business Development incubation and acceleration programs na na short trainings in Sustainable Water, Sanitation and Resource Management, Business Idea Competitions and water, sanitation or waste-related Hackathons. na Ideation and early stage a team na Aline Bussmasn/ aline.bussmann@cewas.org na https://cewas.org/ "" Has projects in the middle east and Palestine 9 Flow Incubator - Accelerator. Flow provides Palestinian entrepreneurs a one-stop shop for the skills, resources and network needed to shape a sustainable startup ecosystem in Palestine Royal Danish Embassy, Masschallenge Boston, Gaza Sky Geeks, The Next Society Ramallah, West Bank Palestine Flow entrepreneurship programme Technical services, mentoring services, incubation and acceleration services. na na All sectors na Ideation; Early Stage Teams, * Addresses barriers to entry** Long lasting opportunities across multiple channels** Applicable to across all target markets** Sustainable competitive edge na Info@flow.ps 8th floor, Abraj House Bldg., Tokyo Street, Al Masyoun, Ramallah, Palestine. 2950258 https://flow.ps "" Flow entrepreneurship programme: incubator, accelerator. Applications available online. 10 VITAS Vitas Palestine was established in 2014 and was launched in 01.01.2015. It is considered as an extension to Ryada program for lending and financial services, which was established in 1995 as one of the most important specialized programs in providing housing loans and small business development loans in the Palestinian territories for Global Communities (formerly known as CHF International).*Vitas Palestine seeks to enable all people with a desire and capacity to improve their lives to have access to the financial services they need to help them realize their potential and become full social and economic participants in their communities.. It also endeavors to provide financial products and services that meet the needs of its customers and enhance the long-term development for individuals, businesses, families and communities among which they live.*Vitas Palestine aims to open the field for investment and raise its capital to almost $50 million by the end of 2017. *It also looks up to opening new branches in different locations as well as increasing the number of the active loans up to 16,000 loan by creating new products that meet the market’s needs. BOP, Arab Bank, CairoAmman Bank, KIVA, Quds Bank, The Housing Bank for Trade & Finance, TNB, Egyptian Arab Land Bank, European Investment Bank, EU Palestine West Bank and Gaza SMEs Development loans, Youth project loans Loans 5000$-30,000$ loan /9000+ loans na Non-bankable people 10,350 project support Since its establishment Growth Experience more than 12 months / ability and Willingness to repay the loan Use of the loan for personal issues / financing should not cover more than 50% of the total investor lnasr@vitas.ps Ramallah- abu iyad str. ( GIZ buliding) / 02-2410510 www.vitas.ps "" Applications are available on their website 11 REEF Loans/ Finance. Reef Finance Company (Reef) is a rural financial institution, established in June 2007 as a private not-for-profit company and started its lending operations in January 2008. Reef Finance provides financial services to Palestinian people; individuals or groups, with limited income, who engage in different economic sectors and to focus largely on the agricultural sector. Shareholders: PARC, Palestinian Farmers Union, Gaza Agricultural Cooperative for Marketing Vegetables, Women Development Cooperative for Saving and Lending/ Jericho, Saving and Lending Cooperative/ Qalqelya, Rural Women Development Cooperative for Saving and Lending/ Tubas, Rural Women Development Cooperative for Saving and Lending/Al- Bireh, Saving and Lending Cooperative/ Salfeet,*Rural Women Development Cooperative for Saving and Lending/ Jerusalem, Women Cooperative for Saving and Lending/ Jenin, Saving and Lending Cooperative for Women Projects/ Nablus, Rural Women Development Cooperative/ Ramallah, Etica Bank, Cooperatives Union for Lending and Saving, Lending and Saving Cooperative for Small Projects' Development, Radwan Hamzah and Bro. Company, Arab Agricultural Engineers Association, Palestine Poultry Company, Agricultural Cooperative for Potato Producers Ramallah, Palestine West Bank, Gaza Strip Consuming and personal loans, Productive loans, Islamic Financing tools Islamic financial tools (Loans) Varies - 15,000$ for projects na agriculture a profession and/ or cooperative agricultural societies and/ or associations and/ or agricultural unions. *• Cooperatives and working in the rural Palestinian areas*• Members of cooperatives and associations. *• Entrepreneurs.*• Women*• The productive enterprises and economic activities of various economic sectors specifically agricultural businesses.*• Collectively owned business projects.*• Graduates from universities and institutes from different disciplines specifically graduates of college of agriculture.*• Students of universities and colleges to pay tuitions. na Growth and scale stage To be a running business already Financial projections of the project Maha Heneiti 02-2951071/02-2951084 www.reef.ps "" • Reefona; Agricultural sector and the sectors that complementary to agricultural sector; value chain*• Mostaqbali; Commerce and manufacturing, professions business projects and crafts such as carpenter, metal work, tailoring, hair dressers, … ect*• Cooperative projects*• Collectively owned business projects; Employment and Income generating projects from all economic sectors, provide loans to group of youth to start or grow up business project, collectively owned workers / farmers….etc as well as partnerships businesses. *• House improvements; Housing improvements loans in rural areas *• My Family; Consumption 12 Faten MicroFinance Loans. The Palestine for Credit and Development, known as Faten was established in 1999 in order to assist poor people to set up and develop their business by providing a range of financial services, Faten was registered at the ministry of National economy as a non-profit private shareholding company and works under the supervision of Palestine Monetary Authority. Although Faten has been affected by the political PFESP, Islamic Development Bank, IFC, PIF, The Arab Fund for Economic and Social Development, KIVA Palestine West Bank and Gaza Strip Small Business Loan, Social Loan, SME Loan, Start with us loan, Financing Renewable energy loan, Housing loan Both Commercial and Islamic financing tools. Personal loans, Business loans, Housing loans Since establishment, the total number of loans disbursed reached 190,231 with a total disbursed portfolio of US$430m. Interest Rtae depends on type of Loan and Duration of payment. Varies for each method. SME Loan: Prior experience in field. Renewable Energy Projects : Provide A Scientific Qualification, Vocational Training Or Practical Experience In Addition To The Administrative And Financial Skills Necessary To Manage The Project. SMEs, Renewable energy, Entrepreneurs 33,000 in total Growth Depends on method. Small Business Loan: Applicant Must Be Older Than 18 Years Old*The Project Has Made Profit In The Past Six Months*Family Own No Less Than 51% Of The Project*The Market Must Be Stable For The Product Or Service The Project Provide*The Number Of Employees Should Be Less Than 20*The Project Has A Clear And Well Known Addrress*The Loan Should Be Used For Illegal Activities Such As The Production And Sale Of Alcohol, Gambling Or Lottery, Betting And Brokerage Offices.*The Applicant Must Hold The Palestinian Or Jerusalem Identity, And Resident Within It's Borders*Enjoy Good Reputation And High Credibility*The Applicant Has Experience In Project Management*Acceptable PMA Credit Record*The Project Was Established A Year Before Applying For The Loan*The Project Is Run By A Family Member. *SME Loan: The Applicant Must Be At Least 21 Years Of Age*He Must Carry Either Palestinian Or Jerusalem Identity Card.*Must Be Residing In Palestine*To Enjoy Good Reputation And High Credibility*The Applicant Must Have Sufficient Experience To Manage The Project*Having An Excellent PMA Credit Record*A Good Checks Record.*No Legal Issues*Provide An Account Statement If The Borrower For At Least 6 Months*Provide Us With The Financial Statements If They Are Available To The Borrower And Is Considered Mandatory If The Applicant Is A Company*To Be A Legal Project, Established For At Least Two Years*The Project Has Achieved Profits During The Previous Years*The Prject Hire 20 Employees Or Less*Having An Efficient And Qualified Project Management*Be Registered With The Authorities*The Project Shall Have A Clear, Specific And Known Address*The Loan Amount Shall Not Exceed The Capital Of The Project Or The Total Assets, Whichever Is Less*The Loan Covers All Sectors And Economic Activities*Provide A Clear Investment Plan Study By The Borrower When Purchasing A New Production Line*Start with Us Loan: The Borrower Must Be At Least 19 Years Old And Not More Than 30 Years Old.*Resident And Holds Palestinian Or Jerusalem Identity.*The Possibility Of Providing The Required Guarantees.*Good Reputation And High Credibility.*The Borrower's Credit Record Is Good And Acceptable To The FATEN Foundation.*The Existence Of A Simple Economic Feasibility Or Plan Of Action To Clarify The Nature Of The Project And The Expected Cost And The Expected Profit Of The New Projects.*Financial Data (Income / Budget / Cash Flows) For Existing Projects For A Period Not Exceeding One Year.*Borrower's Contribution To The Project By Not Less Than 25% Of The Total Gross Cost.*Provide A Scientific Qualification, Vocational Training Or Practical Experience In Addition To The Administrative And Financial Skills Necessary To Manage The Project.*Financing Renewable Energy Projects Loans: The Borrower Must Be At Least 19 Years Old And Not More Than 30 Years Old.*Resident And Holds Palestinian Or Jerusalem Identity.*The Possibility Of Providing The Required Guarantees.*Good Reputation And High Credibility.*The Borrower's Credit Record Is Good And Acceptable To The FATEN Foundation.*The Existence Of A Simple Economic Feasibility Or Plan Of Action To Clarify The Nature Of The Project And The Expected Cost And The Expected Profit Of The New Projects.*Financial Data (Income / Budget / Cash Flows) For Existing Projects For A Period Not Exceeding One Year.*Borrower's Contribution To The Project By Not Less Than 25% Of The Total Gross Cost.*Provide A Scientific Qualification, Vocational Training Or Practical Experience In Addition To The Administrative And Financial Skills Necessary To Manage The Project. Age, Residency, Credibility, Qualifications Info@faten.org P.O Box: 2446, Altereh, Ramallah, Palestine/ 1800- 999- 555 , /02 2961471 faten.org Women account for 45% of the number of disbursed loans. "" 13 ANERA Loan. The Gaza Women’s Loan Fund provides working capital to low income women to reduce poverty, create employment, and generate income. OFID, USAid, Unicef, … Palestine West Bank and Gaza More than 6000 women have been affected by the loans across Gaza and the West Bank 1. Job Training*2. The creation of Palestinian Cooperatives*3. Microfinance & Small Business Loans A total of 7 million USD since 1995 na "The program provides working capital to low income women in order to reduce poverty, create employment, and generate income.*1. Women only *2. Micro Businesses*3. Home based products""" 26500 Palestinians have connections to water Early and growth stage Being a woman na Maha Akkeh makkeh@anera.org 1111 14th St. NW, Suite 400*Washington, DC 20005*202.266.9700 Anera.org "" "" 14 Asala Palestinian Businesswomen 's Association Microfinance. The Palestinian Businesswomen’s Association (Asala) has since foundation in 1997 worked on improving the economic and social levels of Palestinian women. Asala Company for Credit and Development was created for this purpose. Asala Company was founded following new regulations by the Palestine Monetary Authority. The Company provides financial services to empower women of low income in order to reduce poverty and realize economic development in Palestine. Asala gave 29,873 loans to businesswomen between 1997 and 2014 at a total amount of USD 35,513,900. Access to Markets presents a major challenge for women entrepreneurs operating in a difficult political and economic environment. In cooperation with the private sector, Asala works through various modalities to ensure women’s sustainable access to local, regional and global markets. For instance, Asala has established “Business Clubs” to enable women entrepreneurs to increase their efficiency by growing a business together, and hosts frequent exhibitions to link women producers with clients and wholesalers. Sharakat, SIDI Palestine West Bank The Company provides financial services to empower women of low income in order to reduce poverty and realize*economic development in Palestine. Capacity Building, Access to Markets, and Advocacy and Lobbying, Loans. Maximum of 40,000$ na Education, Housing, Family projects, Intrapreneur, Health, Consumption, Partnership, Industrial, Entrepreunership Asala gave 29,873 loans to businesswomen between 1997 and 2014 Ideation and early stage Being a female and a Palestinian Not being a female info@asala.ps Al Irsal – Mubadeen Street, 02-2400532*2nd Floor, Al Waad Building/ 02-2400532 http://www.asala-pal.org/ Asala provided USD 66 million in loans, and non-financial services to over 46,000 SME projects led by women "" 15 Ryada MicroFinance. RYADA for financial and services was established in the year 1995, as one of the most important specialized programs for the international CHF Foundation, in the field of providing housing loans and small business development loans in the Palestinian territories* kiva, BOP, Arab Bank, Egyptian Arab Land Bank Palestine Gaza, Ramallah, Nablus, Hebron Giving out loans Since 1995 1. The youth loan aims to finance non-existing projects for young people provided that the idea of a project and a savings amount contributes 50% of the value of the project. This product is aimed at young people aged 20-29, as a contribution to community service and an attempt to provide job opportunities and alleviate the burden of unemployment in Palestinian society.*2. The microenterprise loan is intended to finance existing projects for the purchase of fixed assets or working capital financing or project development. This loan is aimed at owners Micro and small enterprises. Up to 20,000 USD na 1. The youth loan*amount: $ 1000 - $ 5000*Duration: 12-36 months*Period: 3 months*2. Microenterprise loan*Amount: $ 1000 - $ 20,000*Duration: 60 month na early and growth stage Depends on type of Loan na info@ryada.org* info@ryada.org http://www.ryada.org/Home.aspx "" Applications available online 16 BOP Microfinance Loans, Lending mechanisms. The Bank of Palestine has developed a unique program to finance Startups and SME's and provide the best and easiest way to enable the owners of enterprises to start new projects or finance an existing project from purchasing equipment or buying goods And to provide all the possibilities that will help the success of the project and to increase productivity and profit growth and create new jobs. na Palestine West Bank and Gaza na All levels from ideation to early growth Loan ceiling: The loan amount is between $ 500- $ 15,000*Repayment Period The repayment period extends from 6 months to 36 months Premium interest rate na All scopes including eco-startups and enterprises na Growth and scale 1. The borrower shall be the owner of the project and shall manage it for aperiod not less than one year.*2. Provide monthly income from the project or from other family activities sufficient to cover the monthly instalment of the loan*3. No other loan instalments are due Payment to a bank, institution or any other entity.* Ideation stage startups are usually not supported Head of SME's Dep Shaker Safadi ssafadi@Bankofpalestine.com Ramallah 022946700/9016 https://www.bankofpalestine.com/en/business/credit-facilities/sme-loans "" "" 17 Al Ibdaa MicroFinance Micro Finance. Al-Ibdaa is a private, non-profit Palestinian company that provides sustainable financial services to small income-generating entrepreneurs, promotes the culture of microfinance among people, and conducts any activity that serves its main objectives and the goals for which it was established. AGFUND, BOP, Quds Bank, Arab Bank Ramallah, Palestine West Bank na 1. Supporting existing projects with working capital and purchasing fixed assets.*2. Entrepreneurs who want to create new projects*3. Supporting small businesses in facilitating capital needs in the purchase of materials and commodities, filling the cash deficit, maintaining machinery and increasing production lines*4. Supporting small businesses in managing the capital needs in the purchase of materials and commodities, filling the cash deficit and maintaining machines.* Up to $20K in seed fund for selected startups na ex:Crowdfunding campaign, acceleration program..etc. na Growth and Scale stage An existing startup/ business Securing Fiancial support na Al Ebdaa Microfinance, Ramallah, Palsetine. Tel 022965991 http://www.alibdaapalestine.com/ "" "" 18 TNB National Bank. The National Bank, listed on the Palestine Securities Exchange, under ticker symbol”TNB”, is Palestine’s fastest growing bank and one of the country’s most trusted providers of comprehensive financial services.*Born from a merger between Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank in 2012,The National Bank has progressively transformed itself from a microfinance banking institution into a universal banking solutions and premium corporate, retail and investment banking services provider. na "The National Bank (""TNB"") operates through 21 branches and offices throughout the West Bank" Palestine MSME Lending, SME Lending, Microfinance Lending, Women's empowerment Programme, People with Special Needs Programme, Released Political Prisoners Lending Programme, PSD Programme Loans , LC , Revolving loans , LG, overdraft . SME Lending: loans range from $25,000 to $100,000, Microfinance Lending: $1000 to $25,000. Women's Empowerment program: $1500 to $20,000 Depends on Programme sectors: Agriculture; Industry; Construction; *Trade; Tourism; and Services. na Growth Feasibility study, cash flow statement, experience bad credit history , deficit cash flow , lace collaterals , sectors , Lsulieman@tnb.ps The National Bank HQ, Masyoun, Ramallah/ 02 2946090, www.tnb.ps "" "" 19 ARIJ Business Provider. ARIJ's mission is promoting sustainable development in the occupied Palestinian territories and the self-reliance of the Palestinian people through greater control over their natural resources. ARIJ aims to assess alternative options, policies and strategies to conserve natural resources, which can be used as the basis for formulating recommendations and informing strategic decision making to improve the management of these resources and assist in their sustainability.* Members of: PENGON, IUCN Palestine West Bank and Gaza Its main focus is agriculture and eco- related startups and businesses Loans na na Natural Resources Management, Sustainable Agriculture na ideation stage, early stage, growth stage An existing business na pmaster@arij.org Bethlehem Office (Main Office) pmaster@arij.org +970-2-2741889/2748234 https://www.arij.org/contact-us.html "" "" 20 PARC Business Providers. PARC is a non govermental-national based development organization with a regional trend committed to rural and agricultural development, social justice and national liberation. Coalition of Rural Development Associations: Alreef for Investment and Agriculture, Reef Finance, PFU, Youth Development Association, RWDS* Palestine West Bank and Gaza its main focus is agriculture and eco- related startups and businesses Loans, Grants and incubation program na Depends on Project Agriculture, Water, etc.. na Growth and scale stage Growth Social/ personal guarantors Nawras Ateeq/ Ateeq.nawras@gmail.com 2963850 http://www.pal-arc.org/ "" "" 21 Zaytonah Financing Comany. Al-Zaytouna is specialized in providing Islamic micro and small financing services in accordance with the provisions of Islamic Sharia. na Palestine West Bank Different scopes including enterprises, Education, health, renewable eco-systems Loans Up to $50,000 with an interest rate between (6-10)% Depends on Project Agriculture, Water, etc.. na Growth and scale stage - Social/ personal guarantors info@zaytonah.ps Al-Bira, Ramallah, Palestine +970 2 2929310 https://www.zaytonah.ps/ na - 22 The Palestinian Banking Corporation (PALBANKING) The Palestinian Banking Corporation sees in the banking services it provides that help in spinning the wheel of development, as part of the contribution to facing this challenge by providing the necessary financing for small, medium and large projects. na Palestine West Bank and Gaza na All levels from ideation to early growth Loan ceiling: The loan amount is between $ 500- $ 15,000*Repayment Period The repayment period extends from 6 months to 36 months Premium interest rate na All scopes including eco-startups and enterprises na Early-stage, growth and scale - - info@palbanking.com Ramallah 02-2969800 http://www.palbanking.ps/ar na - 23 ISTIDAMA FUND Istidama Fund (Sustainability Fund) provides financing programs for various specialized sectors that contribute to the recovery of the national economy and sustainable development, in addition to the sectors that have been directly affected by the Corona pandemic. BOP,TNP,BOJ, Ahli Bank, Quds Bank, Arabi Bank, AIB, Ciro Amman Bank, PIB, Safa Bank, Palestine Investment Bank, "The National Bank (""TNB"") operates through 21 branches and offices throughout the West Bank" Palestine SMEs Funding, Health, IT, Education, Loans $ (10K - 300K) Depends on Programme sectors: Agriculture; Industry; Retail; *Trade; Tourism; and Services, Health; Tourism; IT and digitalization; renewable energy. na Early satg; Growth Feasibility study, cash flow statement, experience bad credit history , deficit cash flow , lace collaterals , sectors , info@pma.ps The PMA HQ, Masyoun, Ramallah - 5251/0 241 2 970+ https://www.pma.ps/ar/%D8%AD%D9%88%D9%84-%D8%B3%D9%84%D8%B7%D8%A9-%D8%A7%D9%84%D9%86%D9%82%D8%AF/%D8%B5%D9%86%D8%AF%D9%88%D9%82-%D8%A7%D8%B3%D8%AA%D8%AF%D8%A7%D9%85%D8%A9 "" "" 24 Palestine Investment Fund "Joint-stock company. The PIF strategy is based on ""impact investing"", which aims to positively impact the development of the Palestinian national economy and private sector development." Regional: Silatech, Ooredoo Qatar, Islamic Development Bank, The Arab Fund for Economic and Social Development*International Finance institutions: EU, World Bank Group, European Investment Bank, Europian Bank, OPIC, International Finance Corporation, Invest Palestine, Entrepreneurial Develpment Bank, Oxfam International, SIDA, Rasmala, MEII*Local Partners: ACAD Finance, Asalah, Faten, Palestine Ijara Co., REEF, PalLease, AL Ebdaa Microfinance, Vitas, Palestinian Banking Corporation, Palestine Investment Bank, Arab Islamic Bank, Paltel, Padico Holding, BOP, APIC, Arabi Bank, Quds Bank, Consolidated Contractors Company** Ramallah Jerusalem, West Bank, Gaza All scopes including eco-startups and enterprises offers different instruments depending on the type of the project na na Microfinance Sector for SMEs and Entrepreneurship, Energy, Real Estate, Infrastructure, Health, Technology, Financial, Tourism and Education na All levels from ideation to early growth na na Awad Duaibes; ADuaibes@pif.ps Al-Ersal St., Amaar Building, Ramallah, Palestine http://www.pif.ps/home/ "" "" 25 Daman for SMEs Non-profit company. DAMAN for SME’s is a non-profit company for the Credit Guarantee Scheme registered in Ramallah in the Palestinian Territories under the Palestinian law. Partnership between the Arab Center for Agricultural Development (ACAD), the Palestinian Business women’s Association (ASALA), International Solidarity for Development and Investment (SIDI)- France. New Vision Consultancy acts as the management wing for the company.* Ramallah Jerusalem, West Bank, Gaza non-profit company for the Credit Guarantee Scheme DAMAN for SME’s seeks to provide insurance coverage for highly vulnerable borrowers of ACAD and ASALA as a form of re-financing to encourage borrowers.*Coverage will be only in the form of paying the loan outstanding balance to ACAD and ASALA on behalf of the borrower without compensating the interest or fees on loans. Maximum loan amount to be covered by the scheme is ($5000 loan Maximum) na DAMAN will emphasize supporting the development of micro-enterprises, small businesses, crafts, trades, services which have potential of generating enough profit for the end-user as not to limit his/ her ability to repay the loan. na Micro entrepreneurs, women & men (including farmers).**-Producers in all fields of productions as individual borrowers in all areas of Gaza Strip, East Jerusalem and West Bank. Borrowers who are impacted due to restrictions on trade to the local market or exports to Israel or abroad*Borrower and /or first degree relative which contribute to the family income or working in the financed project killed by Israeli army causing a direct impact on borrowers repayment capacity*Project initiated by the entrepreneur destroyed totally or partially by Israeli occupation*Entrepreneurs jailed for political reasons (6) months or more*Long term curfew (occurring after loan extension) affecting production process for period longer than (1) month or affected the sale of the product(s)*Confiscation of land related to the project na info@damansme.ps Faramand Building, 2nd floor, Suite # 4 , Al Irsal, Ramallah, +972-2-2964856** http://damansme.ps/ "" "" 26 Palestine Ijara Company Micro Finance loans. Ijara is the first leasing company that complies with Islamic law in Palestine, it was founded in November of 2013 and started its activities in mid-2014 and its headquarters are located in Ramallah with a capital of 12 million US dollars, and was launched by the Palestinian Investment Fund in partnership with the Islamic Development Corporation The private sector (Jeddah) and the Palestinian Islamic Bank as a private joint stock company specializing in providing a leasing product that is in compliance with Islamic law, targeting the leasing of machines, machines, cars, transportation and production lines for the purpose of ownership, as well as the productive and purchasing sectors Small and medium-sized enterprises in the Palestinian market PIF, ICD, Palestine Islamic Bank Ramallah, Palestine Palestine Since 2014 Financial leasing Financial lease can reach up to 80% na Health, Manufacturing, Green Energy, Transportation, Agriculture, Since its inception, Ijara has supported more than 500 SMEs and will continue to provide Islamic financing services to many more in the Palestinian market. na na na info@palijara.com * 22979895, 3rd floor, Alqaser Building, Ramallah, Palestine https://www.palijara.com/ na Application forms are available online 27 Connect COnnect cultivates a supportive environment that inspires innovation and connects brilliant minds of aspiring entrepreneurs. Rawabi Tech Hub Rawabi, Palestine Palestine na Access to investments*Assistance in targeting Funds None na START-UPS, Entrepreneurs, Freelancers None Startups, Entrepreneurs, Freelancers na na info@tech-hub.ps MASSAR BUILDING, 5TH FLOOR, QCENTER, RAWABI. +972 2 294 7555 http://co.city.rawabi.ps/ "" provides support services for its members including, technical and business planning assistance, administrative services, private phone extensions, prototyping environment and cloud-based services, complementary refreshments and beverages, 3D and regular printing privileges, high speed Internet and a secured environment. 28 EPCGF The European Palestinian Credit Guarantee Fund’s (EPCGF) mission is to stimulate banks’ lending in Palestine for viable Small and Medium Enterprises ( SMEs) by means of providing credit guarantees on a risk sharing basis in addition to providing access to Finance to Micro Finance Institutions (MFIs) by means of providing guarantees to cover their commercial borrowing. Partner Banks: BOP, Arab Bank, Cairo Amman Bank, Bank of Jordan, Arab Islamic Bank, Housing Bank for Trade & Finance, Jordan Ahli Bank, TNB, Jordan Kuweit Bank, Palestine Investment Bank. Microfinance Partners: Faten, Reef. Financing Partners: Federal Reupublic of Germany, European Commission, European Investment Bank, KFW Ramallah, Palestine Palestine 1- Working capital (raw materials, inventory, receivables, etc)**Working capital loans may be repaid over a period of three years with 6 months grace period.**2 - Capital investments (fixed assets, equipment and machinery, refurbishments, etc)**Capital Investment loans may be re paid over a period of 5 years with 12 months grace period. Loan guarantees, lending, investment in innovative projects and technical assistance support. The Credit Guarantee Fund currently stands at EUR 29 million. na Eligible loans: New loans to existing clients at the participating partner bank who have currently no outstanding loan. 3. The Trade Finance line is an excellent financing mechanism for SMEs which will facilitate financing of raw materials and purchases from suppliers on a revolving basis for a period of one year. It is a sound credit product which aims at serving customer’s needs while keeping the bank in control of the relationship thus minimizing credit risk.* New loans to new clients at the bank.* New loans to current clients in arrears if the following conditions are met: (i) the “old” loan is rescheduled or restructured; and (ii) the cash flow of the project as a whole (old and new loan) enables business to repay. Only the new loan is eligible for the guarantee.*Bank borrowing requirements to be met including clearance form the Credit Information Bureau of the Palestine Monetary Authority (PMA).**Loan maturities are for more than one year and up to five years with a maximum amount of USD 100,000.00 or its equivalent. Loans under the guarantee programme are limited to once every two years. Eligible borrowers: Privately-owned viable SMEs with 20 employees or less which can meet prudent credit evaluation and criteria set by EPCGF. Those business must be able to :**1- Generate sufficient cash flow to sustain operation and repayment of the loan.**2- Lack or unable to provide the bank with sufficient collateral.**Start-up operations are not covered under the programme. Credit worthy SMEs who have been in operation for a minimum of 2 years are eligible The number of approved loan guarantees reached 3000 for a total amount of approximately USD 104 million. SMEs "Mentioned in ""sector activities""" Non eligibile loans: One-year working capital loans.* Existing loans (i.e., “old” debt).* Regular overdrafts. info@cgf-palestine.com** Al-Jamil Center – Irsal Street, Third Floor Suite 2, Al Bireh, P. O. Box 4079, Al Bireh, Palestine. Phone: + 970 2 240-0330 or + 970 2 240-0327 http://www.epcgf.com/ na "" 29 PIE The Palestinian Energy Incubator was established in Jericho in early 2014 in partnership between the Jerusalem Governorate Electricity Company and the Supreme Council for Innovation and Excellence, with the aim of developing and nurturing the growth of startups in various energy fields.*It is considered the first Palestinian incubator interested in this field and aims to promote the growth of modern projects within the various technical sectors in Palestine. na Palestine Palestine Since 2014 Grants $10,000 Maximum Prior experience in the field of work Energy, Environment, Water, Mechatronics na Ideation, growth The applicant must be the founder of the idea, the idea must be applicable na mbarham@pie.ps 022947660/ 026269320 PIE.ps "" "" 30 Fikra "Co-working space/ Venture fund. ""Fikra – Paltel Group Innovation Hub is a co-working space for innovative ideas to grow and for entrepreneurs to access mentoring and capacity building. Fikra is also launching its own Corporate Venture Fund, which will provide startups with needed equity-based capital to grow their ventures." PalTel Palestine, Ramallah Palestine na Corporate Entrepreneurship Program and Venture Capital Investments*** na na SMEs na Ideation, Early na na Shatha Rifai, Shatha.refai@paltelgroup.ps 22944004 fikra.ps "" "" 31 ACAD Finance for-profit finance company. ACAD for Financing and Development is the microfinance wing of Arab Center for Agricultural Development (ACAD), an organization operating in Ramallah, Palestine. Founded in 1993, it provides micro-loans, small loans, and agriculture loans to poor and low-income Palestinian entrepreneurs. ACAD for Financing and Development focuses on several areas of development including offering credit, fostering community development and building agricultural cooperatives. BOP, BASR, PIB, Quds Bank, KFW Group, PIF, AFD, Housing Bank, UNDP, PFESP,Al Najah University, CoopMed, Sanabel, INAISE, PN Network, Bancaetica Palestine Palestine Pricing, terms and conditions are designed in a way that are affordable to clients while allowing sustainability for ACAD.** Small loans, Micro loans, Women productive loan, Complementary & Additional Loans, Personal loans: Education, emergency, health, home improvement, and occasional. Loan amounts are scaled based on the assessment of the client’s needs (maximum $ 15,000). Ranging from 8% to 18% by product. ** na women, small farmers and emerging entrepreneurs na na General: Salary slip*Career Proof* Holds a Palestinian identity*Good credit record. Consumer loan: Purpose of the loan, Palestinian identity, proof of income*New projects: economic feasibility study, project licensing from the authorities, proof of ownership / lease, cash flow data.*Established projects: Licensing of the project from the authorities, proving ownership / lease, cash flow data. The borrower is exposed to suspend interest.*If the delay of more than two installments, ACADF addresses the guarantors.*If the delay of more than 3 installments, the loan file is transferred to the judiciary parties.*It is possible to re-structure the loan if the project did not succeed for reasons beyond the control or will of the borrower. na Ramallah – Jaffa Street – Al - Bardouni Building- Third Floor, 02-2960390/1/2 acad.ps 2077 loans to women Loan applications are available online 32 B-HUB The B-Hub is an innovation space within Birzeit University designed to nurture ideas and creativity and provide an environment which is conducive to creating new businesses or developing existing ones by providing a unique and highly flexible combination of business development processes, people, academia and infrastructure.** BZU Birzeit University Palestine na Mentorship, Incubation, Technological Support Services No investment University student Ideation, early, growth na Ideation, early, growth Palestinian University Student na Olga Batran/ obatran@birzeit.edu 00970-2-2984810* https://www.birzeit.edu/en/b-hub "" No funding, it revolves around training entrepreneurs and supporting their growth 33 Leaders International Leaders International, headquartered in Brussels, is an international network of local organisations specialised in planning, managing, and monitoring innovation and economic development interventions in developing economies, fragile states, and post-conflict countries. It was established in 2004 with a vision to deliver prosperity and economic growth to people across the Middle East and North Africa. Ibtikar Fund, Welfare Association, WE EFFECT, Spark, KOICA, SANAD, Save the Children, OFID, etc… Brussels Palestine, Jordan, Enterprise Development and Access to Market, Digital for Development, Entrepreneurship and emerging Technologies, Tourism Value Chain Development, Employability and Workforce Development, Economic Policy Dialogue depends on project criteria depends on project criteria depends on project criteria Entreprise Development & Access to Market, Digital for Development, Entrepreneurship & Emerging economies, Tourism Value Chain Development, Employability & Workforce development, Economic Policy Dialogue 500 Entreprises enabled depends on project criteria na na contact form available on website 8 Parliament Square, 0032 474 362520, 00970 2 2972930 *** leadersinternational.org "" "" 34 Business Women Forum (BWF) The Business Women Forum (BWF) is a national non-profit association established in 2006, to help “strengthen the role of businesswomen as leaders in the Palestinian economy through advocacy, networking, and the provision of business services”. BWF has members, and beneficiaries from all the West Bank cities and Gaza. na Palestine West Bank, Gaza 1. Building the capacity of business women, women entrepreneurs and youth through the Business Development Services Center (BDC), the technical arm of BWF, providing tailored trainings, and workshops.* *2. Encourage entrepreneurship through targeting young entrepreneurs to join a Business Plan Competition (BPC) for women-owned SME’s, Internship Program to qualify them for the labour market, and Role Model Program that has been organized in cooperation with schools and universities. * *3. Advocate and promotion of women issues in the business sector through advocacy and drafting of concept papers and policy notes related to women entrepreneurs through the BWF Advocacy Unit, and organizing hundreds of workshops, seminars, and round table discussions in order to help them reach decision making positions.* *4. Active participation in national teams for drafting relevant policies including: The National Team for Women Employment, The National Team for the National Export Strategy, and The Advisory Council for The Technical Education Policies.* *5. Active and founding member of several national and regional forums such as: the General Assembly of The Palestinian Investment Fund (PIF), and the MENA Business Women Network (BWN). pre-incubation, training, BDS Depends on the project Depends on the project all sectors na Women, Seed BDC (Business Development Center for women): Palestinian women, 18 years and above.**Have existing project or an idea for a new project.**The project idea should be applicable and marketable.**Should have funding resources for the project.**Has the ability to manage or direct her project.**The project should not have any legal obstacle according to the Palestinian Authorities.**The project is located in Palestine.**The applicant shouldn’t be a beneficiary of one of the local or international institutions for the same requested services. Other projects have different requirements Not being a women, not having a project Contact form available online Palestine, Ramallah, Al-Balou’ area, Al-Fare’ Bldg, 2nd floor. 02-2425612/3 * bwf,ps "" There are multiple projects wih applications available online. BDS Provided. 35 TechnoPark The Palestine Techno Park (PTP) a non-profit company established in 2016 with the VISION to create national infrastructure, business environment and culture that will enable knowledge-based and creative enterprises as well as technology clusters to successfully operate locally, regionally and globally. Our MISSION is to be the location of choice to seed, grow and commercialize these types of businesses by nurturing innovation-led programs across knowledge-based industries through nurturing leadership in collaborating with value chains stakeholders to promote innovative solutions to end markets.** na Palestine Palestine na Depends on project Depends on project na all sectors na Depends on project Depends on project na info@technopark.ps Birzeit, Ramallah, Palestine. 02-2982000* TechnoPark.ps "" Application forms available online 36 Palestine Polytechnic University Business Incubator unit The Business Incubator is a unit at Center Of Excellence at Palestine Polytechnic University based in Hebron West Bank Palestine and it was launched at the beginning of the year 2010 What started as a technology based physical incubator facility, now offers business services to Palestinian entrepreneurs especially in Hebron who have mature concepts for unique and innovative projects in various fields assessed to have strong market potential. • The U.S.-Middle East Partnership Initiative (MEPI)**• Spark ignites ambition – Netherlands**• Palestine Investment Fund (PIF)**• The Palestine Information and Communications Technology Incubator (PICTI)**• International Youth Foundation (IYF)**• Birzeit University **• Mercy Corps **• Leaders Organization**• Chamber of Commerce - Hebron** Palestine Palestine • Pre-incubation (Training and Coaching)**• Business Plan writing and Business Model Canvas.**• Specialized administration(financial management and accounting)**• Provide places and spaces equipped and technology.**• Provide specialized programs to finance new projects, through government financing programs, or a network of businessmen and investors. Depends on the project na Palestinian University students all sectors na Depends on project Depends on project Depends on project Incubator@ppu.edu Jabal Abo Romman*Hebron, West Bank* http://incubator.ppu.edu/ "" More information on their FB page: https://ar-ar.facebook.com/ppu.Incubator/ 37 An-Najah Business Incubator The Information Technology Incubator at An-Najah National University is a vital tool and a key facility at the University that helps distinguished students to pursue their ideas and develop their own projects, to a point where they are marketable and competitive. The Incubator provides students with necessary services, support and advice in various fields, such as product development, finance, management, organization and marketing.** "" Palestine Palestine 1.Office services:**•Fully equipped office with a personal computer, a telephone and internet service.*•Secretary, printing, copying and fax services.*•Scanners, projectors, LCDs and smart boards.*•A meeting room.**2.Business services:**The owner of the project (graduates or students, pioneering individuals who have creative ideas or who own small businesses), can obtain free consultations on the following:**•Establishing and registering the company*•Making a business plan*•Studying the economic feasibility of the project*•Marketing and communication strategies*•Market research techniques*•Financial planning*•Marketing support services (branding, advertising and website development).**3.Technical services:**This includes taking advantage of other services that are available at the University, such as consultation, marketing, financial, legal, administrative and technical services, as well as meeting with professional engineers and other experts.**Consultations and support:**The Incubator provides scientific and technical support for the project owner and advice on the best ways to make the project succeed.**Financial support:**The Incubator will make contact with donors and supporters in order to provide financial support for the project "" "" na ICT na •Students and graduates from different Palestinian universities*•Pioneering individuals who have distinguished, creative ideas*•Small businesses •The project must include a new technology and should be among the economic priorities for the country.**•The project owner must agree their idea with the Director of the Incubator through a personal interview and application form.**•The project must be designed in such a way that allows for future development na incubators@najah.edu Business Incubator*Korean Palestinian IT Institute of Excellence*Nablus, Palestine*An-Najah National University*New campus*Tel: 092345113, Ext.No.: 2248* https://incubator.najah.edu/ "" Application form available online 38 Islamic University of Gaza Incubator Business and Technology Incubator (BTI) was established as a new unit at the Islamic University of Gaza after receiving a grant from infoDev program for the first phase and Quality Improvement Fund (QIF) for the second. BTI aims to offer professional business services to Palestinian entrepreneurs who have mature concepts for unique and innovative IT related products assessed to have strong market potential.* "" Palestine Gaza strip na na na na ICT na Graduates and initiatives na na ist@iugaza.edu.ps IT Affairs _ Islamic University of Gaza*P.O.Box: 108*Tel: +970 8 2644400*Fax: +970 8 2644800 http://ist.iugaza.edu.ps/en/Provided-Services/Training "" More info on their FB page: https://www.facebook.com/iug.bti/ 39 Innovation and Entrepreneurship Unit- Birzeit Univeristy Fostering and facilitating entrepreneurial activities in Birzeit University by creating an open innovation platform for students, faculty, and staff to create and work on new ideas and design and implement initiatives that bolster the university’s innovation environment. * "" Palestine West Bank Mentoring services na na Depends on the project all sectors na na na na ieu.head@birzeit.edu Najjad Zeenni (Blue Dome) building, 00970-2-2982072** https://www.birzeit.edu/en/students/ieu "" More information on their FB page: https://www.facebook.com/acsbzu/ 40 IPSD - The Innovative Private Sector Development The Innovative Private Sector Development (IPSD) is a Ministry of National Economy project funded by the World Bank and implemented by DAI. IPSD aims to support Palestinian startups, SMEs and entrepreneurs from the West Bank and Gaza by developing a dynamic startup finance ecosystem. na Ramallah, Palestine Palestine Improving Market Linkages, Developing a dynamic startup finance ecosystem, Automation of Business registration, Home- Based Businesses Reform Finance & Investment, Market Access, Workforce Development, Entrepreneurship and Emerging Technologies na na all sectors na Ideation, Early-stage na na info_ipsd@dai.com Millennium Building 2nd Floor Al-Masayef, Ramallah | Palestine*+970 2 298 8530 https://www.ipsd.ps/ na "" 41 Finance for Jobs The Finance for Jobs (F4J) is a 4-year project, implemented by DAI global, LLC (DAI) on behalf of the Ministry of Finance (MoF) and funded by the World Bank, with the overarching objective of mobilizing private investments and creating employment opportunities in the West Bank and Gaza. Palestine Real-Estate Investment Co., Social Finance Ltd., Ibtikar Fund Palestine West Bank SMEs and entreprunership Development Impact Bond, Entrepreneurship Ecosystem Matching Grant, and Investment Co-Financing Facility na Depends on the project all sectors na Ideation, Early stage na na f4j@dai.com Al- Bardoni Building, 2nd Floor Jaffa Street, Ramallah*Tel: +970 2 296 4840 http://www.f4j.ps/ "" "" 42 Tamweeli Tamweeli: is an initiative that works to link those wishing to obtain financing regardless of the type of financing or its uses with all institutions that provide financing in all its forms, whether commercial loans, or Islamic financing of its various types such as participation, Murabaha, financial leasing ... etc. or even investors. Asala, Ijara, PALPAY, Quds Bank, CiroAmman Bank, Ahli Bank, Faten, BOP, Safa Bank, PalLease, Palestine Investment Bank, TNB, Arab ISlamic Bank, REEF Ramallah, Palestine Palestine SMEs Development Loans na na SMEs Financing, and Finance Consultation na Early-stage and growth na na support@tamweeli.org Ramallah, Palestine, 1700373272* https://tamweeli.ps/ na 43 "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" 44 "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" 45 "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" 46 "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" 47 "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" ""