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<row _id="1"><Name>IBTIKAR FUND</Name><Description>Private Equity and Venture Capital. Ibtikar Fund is a disruptive fund that invests in innovative Palestinian companies at their earliest stages.</Description><Partners_Associates>Gaza Sky Geeks, Atlas Stripe, Facebook Start, Hubspot for startups, Womena, F4J, Amazon Web Services</Partners_Associates><Location>Palestine</Location><Geographical Scope>Palestinians from both within and outside Palestine</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>seed and growth level equity investments, convertible loans</Financing Instruments><Average Amount and Rate>at the seed level, USD 40K, and the growth stage, avg is USD 200K</Average Amount and Rate><Beneficiary Profile>highly-motivated, skilled teams, reflecting a balance between managerial and technical skills</Beneficiary Profile><Sector Activities>Ibtikar  invests in a diversified portfolio of companies, in terms of stage, target markets, and technologies to maximize profitability and mitigate risk.**</Sector Activities><Number of Beneficiaries to Date>14 Startups</Number of Beneficiaries to Date><Business Stage>Seed and Early stage</Business Stage><Financing Criteria>1. The startup/SME is owned (meaning, a holding of at least 51% of the means of control of the Company) by Palestinians **2.The startup/SME's principal factory is situated in Palestine or a substantial amount of the proceeds of the investment will be spent in Palestine. **3. Ability to develop regionally and internationally into scalable businesses</Financing Criteria><Weak Points>Weak team, industry space difficult to penetrate, low scalability</Weak Points><Contact Info>Ambar Amleh, Co-Founder and Chief Operating Officer</Contact Info><Address>PRICO House Building; 54 Khalil Abu Raea Street; Office 302; Al Masyoun, Ramallah, Palestine</Address><Website>www.ibtikarfund.com</Website><Female beneficiaries>na</Female beneficiaries><Notes>Interested entrepreneurs must email Ibtikar to present their ideas.  Executive Summary and Company Presentation are required inorder to apply.</Notes></row>
<row _id="2"><Name>Palestine Investment Fund- Sharakat for Small and Medium Size Investment</Name><Description>Private Equity and Venture Capital. Sharakat invests for impact in Palestinian SMEs to strengthen food selfsufficiency, enhance the technology offer, and accelerate human development through health and education. </Description><Partners_Associates>BOP, GIZ, Sadara, Sanad, DAI, Palestine Islamic Bank, PMDP, IFC, ICD, PUM,etc...</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Agriculture and agro-business, technology, Health &amp; Education, SMEs Financing</Experiences in Financing><Financing Instruments>Grants, investment for small and medium-sized enterprises</Financing Instruments><Average Amount and Rate>By the end of 2017, Sharakat had invested 25 million USD in various Palestinian economic sectors; and attracted  over 106 Million USD in additional investments by PIF partners into the same investments.</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Sustainable Agriculture and Agribusiness, Enhanced Information Technology, High-Impact Education and Healthcare, SMEs Financing</Sector Activities><Number of Beneficiaries to Date>3118 SMEs supported</Number of Beneficiaries to Date><Business Stage>Growth and scale</Business Stage><Financing Criteria>Sharakat invests in established and start-up MSME’s with high potential for growth and expansion. • Sharakat invests in agriculture, technology and human development (healthcare and education)</Financing Criteria><Weak Points>Very difficult if the business is not already existing </Weak Points><Contact Info>Info@sharakat.ps</Contact Info><Address>PO Box: 413, Al-Ersal St., Amaar Building, 6th floor, Ramallah, Palestine, +972 (2) 2421966*</Address><Website>http://www.sharakat.ps/</Website><Female beneficiaries>na</Female beneficiaries><Notes>Sharakat promotes SME financing through two main pillars; investing in SMEs directly and investing in microfinancing and leasing companies that support SMEs as well.</Notes></row>
<row _id="3"><Name>Bader -RAWABI</Name><Description>Private Equity and Venture Capital. Bader’s services are designed to increase an incubated company’s likelihood of successful development and growth beyond what it could achieve on its own. Offering value-added services is key to the incubator’s ability to successfully generate jobs and create wealth in Palestine.</Description><Partners_Associates>Microsoft BizSpark, HCIE, Amazon Webs Services, GEW, Startup Bootcamp Istanbul, Rawabi, Asal, KG Labs </Partners_Associates><Location>Rawabi, Palestine</Location><Geographical Scope>West Bank</Geographical Scope><Experiences in Financing>Direct business development assistance*Professional network and relationship support*Technical assistance and consulting tailored to hosting growing companies*Facility-based services</Experiences in Financing><Financing Instruments>Seed Fund, Training, Grants</Financing Instruments><Average Amount and Rate>$50,000 - $250,000</Average Amount and Rate><Beneficiary Profile>Background in Technology</Beneficiary Profile><Sector Activities>ICT</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation stage, early stage and Growth stage</Business Stage><Financing Criteria>1. Start-up must have a related ICT product.*2. Has a minimal viable conceptual product (MVP)*3. Tech founder as part of the founding team*4. The applicant business must commit to taking advice from the professional network.*5. The applicant business must agree to establish its Headquarters in Rawabi.*6. The applicant business must not be in direct competition with existing incubator businesses</Financing Criteria><Weak Points>* Startup not in the targeted sector** No MVP (too early / still in idea stage, pre-acceleration, etc.)</Weak Points><Contact Info>mthaher@massar.com*staha@rawabi.ps</Contact Info><Address>Bader ICT Incubator*Rawabi 666,*Palestine**Al-Kawthar St., Al-Balou'*Ramallah/Al-Bireh*Palestine</Address><Website>www.bader.ps</Website><Female beneficiaries /><Notes>Incubator Services (Collaborative workspace, mentors, business offices, business resources).   1. Direct business development assistance*2. Professional network and relationship support*3. Technical assistance and consulting tailored to hosting growing companies*4. Facility-based services</Notes></row>
<row _id="4"><Name>Siraj Fund</Name><Description>Private Equity and Venture Capital. Siraj Fund Management Company (SFMC) is the first Palestinian private equity fund manager.  SFMC's first fund, Siraj Palestine Fund I, is a USD $90M fund which invested in 14 companies in 9 different sectors.  SFMC's second fund will be a similar fund with an expected first closing in late 2017 that willprovide growth capital to companies operating in Palestine, specifically those who will aplly technological advanacements and innovative solutions to grow and expand either locally or regionally.</Description><Partners_Associates>Massar International</Partners_Associates><Location>Rawabi- Palestine</Location><Geographical Scope>West Bank</Geographical Scope><Experiences in Financing>Investments since 2003</Experiences in Financing><Financing Instruments>Private Equity</Financing Instruments><Average Amount and Rate>USD $5M</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Information, Communication &amp; Technology (ICT)*Banking and Financial Services , Energy, Infrastructure, Healthcare, Logistics, Agriculture</Sector Activities><Number of Beneficiaries to Date>12 establishments</Number of Beneficiaries to Date><Business Stage>Growth and scale</Business Stage><Financing Criteria>All potential companies for investment will be included in a due diligence process, which includes assessing operations, finances, team, potential, and environmental, social, and governance issues.  New investments should also support in job creation, specifically for the Palestinian population.</Financing Criteria><Weak Points>Two reasonse: Passing diliegnce process firstly, and approval of investment committee.</Weak Points><Contact Info>Abdallah Sabat info@siraj.ps</Contact Info><Address>Massar Building, 8th Floor, Rawabi City Q-Center. 2925777</Address><Website>siraj.ps</Website><Female beneficiaries /><Notes /></row>
<row _id="5"><Name>HCIE (Higher Council for Innovation and Excellence)</Name><Description>Governmental Organization/Investor. The Higher Council, through its faith and confidence in the potential creative capacities and energies of the Palestinian people and its recognition of the vital role of creativity in building up the State of Palestine and strengthening the steadfastness, resilience and prosperity of the Palestinian people, seeks to play a leading role towards consolidating a culture of innovation and excellence among the Palestinian community and very fair and just empowerment of all those innovators and creative people, and towards strengthening the structure of creativity system in various sectors, so that creativity becomes mainstay of the economy and the knowledgeable society in which we seek</Description><Partners_Associates>Regional Partners: CNRS, Royal Scientific Society, The Higher Council for Science and Technology HCST, AIDMO, ARTECNET, Enterprise Forum, AIN,Arab Council for the gifted &amp; Talented. International Partners: ANIMA, GEW, WCGTC, EAI, IASP, MILESET Asia, NAM S&amp;T Center, IFIA,</Partners_Associates><Location>Palestine, Ramallah</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>International posts, Seed Support, Investment and Funding, Contests and awards, Networking, Incubation</Experiences in Financing><Financing Instruments>Grants, Seed Fund, equity investment</Financing Instruments><Average Amount and Rate>Depends on the project as investment decision is made case by case  </Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Stimulation, evaluation, incubation, funding, investment, national and international cooperation, Policies and Strategies- All fields with focus on scietific &amp; Technological ones</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth - Scale - Ideation</Business Stage><Financing Criteria>Depends on the stage and the field, committees are formed upon need. Usually: innovation, value proposition, competitive advantage, etc</Financing Criteria><Weak Points>Failure in complying with our financial procedures</Weak Points><Contact Info>Razan Nasr rnasr@hcie.ps</Contact Info><Address>Al Raihan Neighborhood, Ramallah Palestine +970 599 900885</Address><Website>www.hcie.ps</Website><Female beneficiaries>na</Female beneficiaries><Notes>Entrepreneurs can submit an application form for their project through the HCIE website</Notes></row>
<row _id="6"><Name>PEF (Palestinian Employment Fund)</Name><Description>Governmental Organization/Investor. The Palestinian Employment Fund works to support economic development by activating and stimulating labor market policies, with the aim of creating and generating permanent job opportunities and developing social capital. The Fund implements a set of important programs and projects that are characterized by diversification of financing portfolios, provision of business advisory services, and support for self-employment and pilot projects.</Description><Partners_Associates>Regional Partners: Italian Agency for Development Cooperation, Enable, GIZ, UNDP, AICS, CISS, Studio Azue,  UAWC, AISHA, * International Partners: BOP, PMA, MOL, PALBANKING</Partners_Associates><Location>Palestine, Ramallah</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>International posts, Seed Support, Investment and Funding, Contests and awards, Networking, Incubation</Experiences in Financing><Financing Instruments>Seed Fund, Loans</Financing Instruments><Average Amount and Rate>Depends on the project and the program they are launching</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Stimulation, evaluation, incubation, funding, investment, national and international cooperation, Policies and Strategies- All fields with focus on scietific &amp; Technological ones</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth - Scale - Ideation</Business Stage><Financing Criteria>Depends on the type and the targeted beneficiaries that could vary from project to another</Financing Criteria><Weak Points>-</Weak Points><Contact Info>-</Contact Info><Address>Adel Al-Masry Building, Al-Masyoun, Ramallah, Palestine. 0097022984184</Address><Website>https://pef.ps/ar</Website><Female beneficiaries>na</Female beneficiaries><Notes>-</Notes></row>
<row _id="7"><Name>Palestine ICT Incubator (PICTI)</Name><Description>Incubator - Accelerator. PICTI.StartUPs is the first Non-Profit ICT incubator in Palestine. PICTI.StartUPs provides sustainable channeling between startups and accelerators and investors at both the local and international levels including the Palestinian diaspora.**PICTI.StartUPs was founded in 2004 as a technology based physical incubator facility and grew to offer business services to Palestinian entrepreneurs. Innovative ideas are assessed in terms of their market potential and supported to become great projects.</Description><Partners_Associates>Usaid, EBN, UNDP, OXFAM, European Commission,</Partners_Associates><Location>Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Business Services, Connecting, Training and Education, Access to Finance</Experiences in Financing><Financing Instruments>Grants, Incubation and accelerator program</Financing Instruments><Average Amount and Rate>-</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>All sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation; Early Stage</Business Stage><Financing Criteria>Usually suppot teams not individuals </Financing Criteria><Weak Points>-</Weak Points><Contact Info>info@picti.ps</Contact Info><Address>Ramallah: Ougarit Bldg. – 3rd Fl., Al-Irsal. 970599225089</Address><Website>picti.ps</Website><Female beneficiaries /><Notes /></row>
<row _id="8"><Name>CEWAS</Name><Description>Incubator. This network of mentors fuels the development of ambitious and talented start-ups in the field of water, sanitation and resource management by providing expertise, feedback, matchmaking and other services. Cewas also run short trainings in Sustainable Water, Sanitation and Resource Management, Business Idea Competitions and water, sanitation or waste-related Hackathons. </Description><Partners_Associates>Confederation Suisse</Partners_Associates><Location>Switzerland </Location><Geographical Scope>Middle East </Geographical Scope><Experiences in Financing>Entrepreneurial Ecosystem Development, Business Development</Experiences in Financing><Financing Instruments>incubation and acceleration programs</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>short trainings in Sustainable Water, Sanitation and Resource Management, Business Idea Competitions and water, sanitation or waste-related Hackathons.</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation and early stage</Business Stage><Financing Criteria>a team</Financing Criteria><Weak Points>na</Weak Points><Contact Info>Aline Bussmasn/ aline.bussmann@cewas.org</Contact Info><Address>na</Address><Website>https://cewas.org/</Website><Female beneficiaries /><Notes>Has projects in the middle east and Palestine</Notes></row>
<row _id="9"><Name>Flow</Name><Description>Incubator - Accelerator. Flow provides Palestinian entrepreneurs a one-stop shop for the skills, resources and network needed to shape a sustainable startup ecosystem in Palestine</Description><Partners_Associates>Royal Danish Embassy, Masschallenge Boston, Gaza Sky Geeks, The Next Society</Partners_Associates><Location>Ramallah, West Bank</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Flow entrepreneurship programme</Experiences in Financing><Financing Instruments>Technical services, mentoring services, incubation and acceleration services. </Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>All sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation; Early Stage</Business Stage><Financing Criteria>Teams, * Addresses barriers to entry** Long lasting opportunities across multiple channels** Applicable to across all target markets** Sustainable competitive edge</Financing Criteria><Weak Points>na</Weak Points><Contact Info>Info@flow.ps</Contact Info><Address>8th floor, Abraj House Bldg., Tokyo Street, Al Masyoun, Ramallah, Palestine. 2950258</Address><Website>https://flow.ps</Website><Female beneficiaries /><Notes>Flow entrepreneurship programme: incubator, accelerator. Applications available online.</Notes></row>
<row _id="10"><Name>VITAS</Name><Description>Vitas Palestine was established in 2014 and was launched in 01.01.2015. It is considered as an extension to Ryada program for lending and financial services, which was established in 1995 as one of the most important specialized programs in providing housing loans and small business development loans in the Palestinian territories for Global Communities (formerly known as CHF International).*Vitas Palestine seeks to enable all people with a desire and capacity to improve their lives to have access to the financial services they need to help them realize their potential and become full social and economic participants in their communities.. It also endeavors to provide financial products and services that meet the needs of its customers and enhance the long-term development for individuals, businesses, families and communities among which they live.*Vitas Palestine aims to open the field for investment and raise its capital to almost $50 million by the end of 2017. *It also looks up to opening new branches in different locations as well as increasing the number of the active loans up to 16,000 loan by creating new products that meet the market’s needs.</Description><Partners_Associates>BOP, Arab Bank, CairoAmman Bank, KIVA, Quds Bank, The Housing Bank for Trade &amp; Finance, TNB, Egyptian Arab Land Bank, European Investment Bank, EU</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza</Geographical Scope><Experiences in Financing>SMEs Development loans, Youth project loans</Experiences in Financing><Financing Instruments>Loans</Financing Instruments><Average Amount and Rate>5000$-30,000$ loan /9000+ loans</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Non-bankable people</Sector Activities><Number of Beneficiaries to Date>10,350 project support Since its establishment</Number of Beneficiaries to Date><Business Stage>Growth</Business Stage><Financing Criteria>Experience more than 12 months / ability and Willingness to repay the loan</Financing Criteria><Weak Points>Use of the loan for personal issues / financing should not cover more than 50% of the total investor</Weak Points><Contact Info>lnasr@vitas.ps</Contact Info><Address>Ramallah- abu iyad str. ( GIZ buliding) / 02-2410510</Address><Website>www.vitas.ps</Website><Female beneficiaries /><Notes>Applications are available on their website</Notes></row>
<row _id="11"><Name>REEF</Name><Description>Loans/ Finance. Reef Finance Company (Reef) is a rural financial institution, established in June 2007 as a private not-for-profit company and started its lending operations in January 2008. Reef Finance provides financial services to Palestinian people; individuals or groups, with limited income, who engage in different economic sectors and to focus largely on the agricultural sector. </Description><Partners_Associates>Shareholders: PARC, Palestinian Farmers Union, Gaza Agricultural Cooperative for Marketing Vegetables, Women Development Cooperative for Saving and Lending/ Jericho, Saving and Lending Cooperative/ Qalqelya, Rural Women Development Cooperative for Saving and Lending/ Tubas, Rural Women Development Cooperative for Saving and Lending/Al- Bireh, Saving and Lending Cooperative/ Salfeet,*Rural Women Development Cooperative for Saving and Lending/ Jerusalem, Women Cooperative for Saving and Lending/ Jenin, Saving and Lending Cooperative for Women Projects/ Nablus, Rural Women Development Cooperative/ Ramallah, Etica Bank, Cooperatives Union for Lending and Saving, Lending and Saving Cooperative for Small Projects' Development, Radwan Hamzah and Bro. Company, Arab Agricultural Engineers Association, Palestine Poultry Company, Agricultural Cooperative for Potato Producers</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>West Bank, Gaza Strip</Geographical Scope><Experiences in Financing>Consuming and personal loans, Productive loans, Islamic Financing tools</Experiences in Financing><Financing Instruments>Islamic financial tools (Loans)</Financing Instruments><Average Amount and Rate>Varies - 15,000$ for projects</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>agriculture a profession and/ or cooperative agricultural societies and/ or associations and/ or agricultural unions. *• Cooperatives and working in the rural Palestinian areas*• Members of cooperatives and associations. *• Entrepreneurs.*• Women*• The productive enterprises and economic activities of various economic sectors specifically agricultural businesses.*• Collectively owned business projects.*• Graduates from universities and institutes from different disciplines specifically graduates of college of agriculture.*• Students of universities and colleges to pay tuitions.</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth and scale stage</Business Stage><Financing Criteria>To be a running business already</Financing Criteria><Weak Points>Financial projections of the project</Weak Points><Contact Info>Maha Heneiti</Contact Info><Address>02-2951071/02-2951084</Address><Website>www.reef.ps</Website><Female beneficiaries /><Notes>• Reefona; Agricultural sector and the sectors that complementary to agricultural sector; value chain*• Mostaqbali; Commerce and manufacturing, professions business projects and crafts such as carpenter, metal work, tailoring, hair dressers, … ect*• Cooperative projects*• Collectively owned business projects; Employment and Income generating projects from all economic sectors, provide loans to group of youth to start or grow up business project, collectively owned workers / farmers….etc as well as partnerships businesses. *• House improvements; Housing improvements loans in rural areas *• My Family; Consumption</Notes></row>
<row _id="12"><Name>Faten</Name><Description>MicroFinance Loans. The Palestine for Credit and Development, known as Faten was established in 1999 in order to assist poor people to set up and develop their business by providing a range of financial services, Faten was registered at the ministry of National economy as a non-profit private shareholding company and works under the supervision of Palestine Monetary Authority.  Although Faten has been affected by the political </Description><Partners_Associates>PFESP, Islamic Development Bank, IFC, PIF, The Arab Fund for Economic and Social Development, KIVA</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza Strip</Geographical Scope><Experiences in Financing>Small Business Loan, Social Loan, SME Loan, Start with us loan, Financing Renewable energy loan, Housing loan</Experiences in Financing><Financing Instruments>Both Commercial and Islamic financing tools. Personal loans, Business loans, Housing loans</Financing Instruments><Average Amount and Rate> Since establishment, the total number of loans disbursed reached 190,231 with a total disbursed portfolio of US$430m. Interest Rtae depends on type of Loan and Duration of payment.</Average Amount and Rate><Beneficiary Profile>Varies for each method. SME Loan: Prior experience in field. Renewable Energy Projects : Provide A Scientific Qualification, Vocational Training Or Practical Experience In Addition To The Administrative And Financial Skills Necessary To Manage The Project.</Beneficiary Profile><Sector Activities>SMEs, Renewable energy, Entrepreneurs</Sector Activities><Number of Beneficiaries to Date>33,000 in total</Number of Beneficiaries to Date><Business Stage>Growth</Business Stage><Financing Criteria>Depends on method. Small Business Loan: Applicant Must Be Older Than 18 Years Old*The Project Has Made Profit In The Past Six Months*Family Own No Less Than 51% Of The Project*The Market Must Be Stable For The Product Or Service The Project Provide*The Number Of Employees Should Be Less Than 20*The Project Has A Clear And Well Known Addrress*The Loan Should Be Used For Illegal Activities Such As The Production And Sale Of Alcohol, Gambling Or Lottery, Betting And Brokerage Offices.*The Applicant Must Hold The Palestinian Or Jerusalem Identity, And Resident Within It's Borders*Enjoy Good Reputation And High Credibility*The Applicant Has Experience In Project Management*Acceptable PMA Credit Record*The Project Was Established A Year Before Applying For The Loan*The Project Is Run By A Family Member. *SME Loan: The Applicant Must Be At Least 21 Years Of Age*He Must Carry Either Palestinian Or Jerusalem Identity Card.*Must Be Residing In Palestine*To Enjoy Good Reputation And High Credibility*The Applicant Must Have Sufficient Experience To Manage The Project*Having An Excellent PMA Credit Record*A Good Checks Record.*No Legal Issues*Provide An Account Statement If The Borrower For At Least 6 Months*Provide Us With The Financial Statements If They Are Available To The Borrower And Is Considered Mandatory If The Applicant Is A Company*To Be A Legal Project, Established For At Least Two Years*The Project Has Achieved Profits During The Previous Years*The Prject Hire 20 Employees Or Less*Having An Efficient And Qualified Project Management*Be Registered With The Authorities*The Project Shall Have A Clear, Specific And Known Address*The Loan Amount Shall Not Exceed The Capital Of The Project Or The Total Assets, Whichever Is Less*The Loan Covers All Sectors And Economic Activities*Provide A Clear Investment Plan Study By The Borrower When Purchasing A New Production Line*Start with Us Loan: The Borrower Must Be At Least 19 Years Old And Not More Than 30 Years Old.*Resident And Holds Palestinian Or Jerusalem Identity.*The Possibility Of Providing The Required Guarantees.*Good Reputation And High Credibility.*The Borrower's Credit Record Is Good And Acceptable To The FATEN Foundation.*The Existence Of A Simple Economic Feasibility Or Plan Of Action To Clarify The Nature Of The Project And The Expected Cost And The Expected Profit Of The New Projects.*Financial Data (Income / Budget / Cash Flows) For Existing Projects For A Period Not Exceeding One Year.*Borrower's Contribution To The Project By Not Less Than 25% Of The Total Gross Cost.*Provide A Scientific Qualification, Vocational Training Or Practical Experience In Addition To The Administrative And Financial Skills Necessary To Manage The Project.*Financing Renewable Energy Projects Loans: The Borrower Must Be At Least 19 Years Old And Not More Than 30 Years Old.*Resident And Holds Palestinian Or Jerusalem Identity.*The Possibility Of Providing The Required Guarantees.*Good Reputation And High Credibility.*The Borrower's Credit Record Is Good And Acceptable To The FATEN Foundation.*The Existence Of A Simple Economic Feasibility Or Plan Of Action To Clarify The Nature Of The Project And The Expected Cost And The Expected Profit Of The New Projects.*Financial Data (Income / Budget / Cash Flows) For Existing Projects For A Period Not Exceeding One Year.*Borrower's Contribution To The Project By Not Less Than 25% Of The Total Gross Cost.*Provide A Scientific Qualification, Vocational Training Or Practical Experience In Addition To The Administrative And Financial Skills Necessary To Manage The Project.</Financing Criteria><Weak Points>Age, Residency, Credibility, Qualifications</Weak Points><Contact Info>Info@faten.org</Contact Info><Address>P.O Box: 2446, Altereh, Ramallah, Palestine/ 1800- 999- 555 , /02 2961471</Address><Website>faten.org</Website><Female beneficiaries>Women account for 45% of the number of disbursed loans. </Female beneficiaries><Notes /></row>
<row _id="13"><Name>ANERA</Name><Description>Loan. The Gaza Women’s Loan Fund provides working capital to low income women to reduce poverty, create employment, and generate income. </Description><Partners_Associates>OFID, USAid, Unicef, …</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza</Geographical Scope><Experiences in Financing>More than 6000 women have been affected by the loans across Gaza and the West Bank </Experiences in Financing><Financing Instruments>1. Job Training*2. The creation of Palestinian Cooperatives*3. Microfinance &amp; Small Business Loans</Financing Instruments><Average Amount and Rate>A total of 7 million USD since 1995</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>The program provides working capital to low income women in order to reduce poverty, create employment, and generate income.*1. Women only *2. Micro Businesses*3. Home based products"</Sector Activities><Number of Beneficiaries to Date>26500 Palestinians have connections to water </Number of Beneficiaries to Date><Business Stage>Early and growth stage</Business Stage><Financing Criteria>Being a woman</Financing Criteria><Weak Points>na</Weak Points><Contact Info>Maha Akkeh makkeh@anera.org</Contact Info><Address>1111 14th St. NW, Suite 400*Washington, DC 20005*202.266.9700</Address><Website>Anera.org</Website><Female beneficiaries /><Notes /></row>
<row _id="14"><Name>Asala Palestinian Businesswomen 's Association</Name><Description>Microfinance. The Palestinian Businesswomen’s Association (Asala) has since foundation in 1997 worked on improving the economic and social levels of Palestinian women. Asala Company for Credit and Development was created for this purpose. Asala Company was founded following new regulations by the Palestine Monetary Authority. The Company provides financial services to empower women of low income in order to reduce poverty and realize economic development in Palestine. Asala gave 29,873 loans to businesswomen between 1997 and 2014 at a total amount of USD 35,513,900. Access to Markets presents a major challenge for women entrepreneurs operating in a difficult political and economic environment. In cooperation with the private sector, Asala works through various modalities to ensure women’s sustainable access to local, regional and global markets. For instance, Asala has established “Business Clubs” to enable women entrepreneurs to increase their efficiency by growing a business together, and hosts frequent exhibitions to link women producers with clients and wholesalers.</Description><Partners_Associates>Sharakat, SIDI</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank</Geographical Scope><Experiences in Financing>The Company provides financial services to empower women of low income in order to reduce poverty and realize*economic development in Palestine.</Experiences in Financing><Financing Instruments>Capacity Building, Access to Markets, and Advocacy and Lobbying, Loans.</Financing Instruments><Average Amount and Rate>Maximum of 40,000$</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Education, Housing, Family projects, Intrapreneur, Health, Consumption, Partnership, Industrial, Entrepreunership</Sector Activities><Number of Beneficiaries to Date>Asala gave 29,873 loans to businesswomen between 1997 and 2014</Number of Beneficiaries to Date><Business Stage>Ideation and early stage</Business Stage><Financing Criteria>Being a female and a Palestinian</Financing Criteria><Weak Points>Not being a female</Weak Points><Contact Info>info@asala.ps</Contact Info><Address>Al Irsal – Mubadeen Street,  02-2400532*2nd Floor, Al Waad Building/ 02-2400532</Address><Website>http://www.asala-pal.org/</Website><Female beneficiaries>Asala provided USD 66 million in loans, and non-financial services to over 46,000 SME projects led by women</Female beneficiaries><Notes /></row>
<row _id="15"><Name>Ryada</Name><Description>MicroFinance. RYADA for financial and services was established in the year 1995, as one of the most important specialized programs for the international CHF Foundation, in the field of providing housing loans and small business development loans in the Palestinian territories*</Description><Partners_Associates>kiva, BOP, Arab Bank, Egyptian Arab Land Bank</Partners_Associates><Location>Palestine</Location><Geographical Scope>Gaza, Ramallah, Nablus, Hebron</Geographical Scope><Experiences in Financing>Giving out loans Since 1995</Experiences in Financing><Financing Instruments>1. The youth loan aims to finance non-existing projects for young people provided that the idea of a project and a savings amount contributes 50% of the value of the project. This product is aimed at young people aged 20-29, as a contribution to community service and an attempt to provide job opportunities and alleviate the burden of unemployment in Palestinian society.*2. The microenterprise loan is intended to finance existing projects for the purchase of fixed assets or working capital financing or project development. This loan is aimed at owners Micro and small enterprises.</Financing Instruments><Average Amount and Rate>Up to 20,000 USD</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>1. The youth loan*amount: $ 1000 - $ 5000*Duration: 12-36 months*Period: 3 months*2. Microenterprise loan*Amount: $ 1000 - $ 20,000*Duration: 60 month</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>early and growth stage</Business Stage><Financing Criteria>Depends on type of Loan</Financing Criteria><Weak Points>na</Weak Points><Contact Info>info@ryada.org*</Contact Info><Address>info@ryada.org</Address><Website>http://www.ryada.org/Home.aspx</Website><Female beneficiaries /><Notes>Applications available online</Notes></row>
<row _id="16"><Name>BOP Microfinance</Name><Description>Loans, Lending mechanisms. The Bank of Palestine has developed a unique program to finance Startups and SME's and provide the best and easiest way to enable the owners of enterprises to start new projects or finance an existing project from purchasing equipment or buying goods And to provide all the possibilities that will help the success of the project and to increase productivity and profit growth and create new jobs. </Description><Partners_Associates>na</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>All levels from ideation to early growth</Financing Instruments><Average Amount and Rate>Loan ceiling: The loan amount is between $ 500- $ 15,000*Repayment Period The repayment period extends from 6 months to 36 months Premium interest rate</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>All scopes including eco-startups and enterprises</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth and scale</Business Stage><Financing Criteria>1. The borrower shall be the owner of the project and shall manage it for aperiod not less than one year.*2. Provide monthly income from the project or from other family activities sufficient to cover the monthly instalment of the loan*3. No other loan instalments are due Payment to a bank, institution or any other entity.*</Financing Criteria><Weak Points>Ideation stage startups are usually not supported </Weak Points><Contact Info>Head of SME's Dep Shaker Safadi ssafadi@Bankofpalestine.com</Contact Info><Address>Ramallah 022946700/9016</Address><Website>https://www.bankofpalestine.com/en/business/credit-facilities/sme-loans</Website><Female beneficiaries /><Notes /></row>
<row _id="17"><Name>Al Ibdaa MicroFinance</Name><Description>Micro Finance. Al-Ibdaa is a private, non-profit Palestinian company that provides sustainable financial services to small income-generating entrepreneurs, promotes the culture of microfinance among people, and conducts any activity that serves its main objectives and the goals for which it was established. </Description><Partners_Associates>AGFUND, BOP, Quds Bank, Arab Bank</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>West Bank</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>1. Supporting existing projects with working capital and purchasing fixed assets.*2. Entrepreneurs who want to create new projects*3. Supporting small businesses in facilitating capital needs in the purchase of materials and commodities, filling the cash deficit, maintaining machinery and increasing production lines*4. Supporting small businesses in managing the capital needs in the purchase of materials and commodities, filling the cash deficit and maintaining machines.*</Financing Instruments><Average Amount and Rate>Up to $20K in seed fund for selected startups</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>ex:Crowdfunding campaign, acceleration program..etc.</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth and Scale stage</Business Stage><Financing Criteria>An existing startup/ business</Financing Criteria><Weak Points>Securing Fiancial support</Weak Points><Contact Info>na</Contact Info><Address>Al Ebdaa Microfinance, Ramallah, Palsetine. Tel 022965991</Address><Website>http://www.alibdaapalestine.com/</Website><Female beneficiaries /><Notes /></row>
<row _id="18"><Name>TNB</Name><Description>National Bank. The National Bank, listed on the Palestine Securities Exchange, under ticker symbol”TNB”, is Palestine’s fastest growing bank and one of the country’s most trusted providers of comprehensive financial services.*Born from a merger between Al Rafah Microfinance Bank and the Arab Palestinian Investment Bank in 2012,The National Bank has progressively transformed itself from a microfinance banking institution into a universal banking solutions and premium corporate, retail and investment banking services provider. </Description><Partners_Associates>na</Partners_Associates><Location>The National Bank ("TNB") operates through 21 branches and offices throughout the West Bank</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>MSME Lending, SME Lending, Microfinance Lending, Women's empowerment Programme, People with Special Needs Programme, Released Political Prisoners Lending Programme, PSD Programme </Experiences in Financing><Financing Instruments>Loans , LC , Revolving loans , LG, overdraft .</Financing Instruments><Average Amount and Rate>SME Lending: loans range from $25,000 to $100,000, Microfinance Lending: $1000 to $25,000. Women's Empowerment program: $1500 to $20,000</Average Amount and Rate><Beneficiary Profile>Depends on Programme</Beneficiary Profile><Sector Activities>sectors: Agriculture; Industry; Construction; *Trade; Tourism; and Services.</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth</Business Stage><Financing Criteria>Feasibility study, cash flow statement, experience</Financing Criteria><Weak Points>bad credit history , deficit cash flow , lace collaterals , sectors ,</Weak Points><Contact Info>Lsulieman@tnb.ps</Contact Info><Address>The National Bank HQ, Masyoun, Ramallah/ 02 2946090,</Address><Website>www.tnb.ps </Website><Female beneficiaries /><Notes /></row>
<row _id="19"><Name>ARIJ</Name><Description>Business Provider. ARIJ's mission is promoting sustainable development in the occupied Palestinian territories and the self-reliance of the Palestinian people through greater control over their natural resources. ARIJ aims to assess alternative options, policies and strategies to conserve natural resources, which can be used as the basis for formulating recommendations and informing strategic decision making to improve the management of these resources and assist in their sustainability.*</Description><Partners_Associates>Members of: PENGON, IUCN</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza</Geographical Scope><Experiences in Financing>Its main focus is agriculture and eco- related startups and businesses</Experiences in Financing><Financing Instruments>Loans</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Natural Resources Management, Sustainable Agriculture</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>ideation stage, early stage, growth stage</Business Stage><Financing Criteria>An existing business</Financing Criteria><Weak Points>na</Weak Points><Contact Info>pmaster@arij.org</Contact Info><Address>Bethlehem Office (Main Office) pmaster@arij.org +970-2-2741889/2748234</Address><Website>https://www.arij.org/contact-us.html</Website><Female beneficiaries /><Notes /></row>
<row _id="20"><Name>PARC</Name><Description>Business Providers. PARC is a non govermental-national based development organization with a regional trend committed to rural and agricultural development, social justice and national liberation.</Description><Partners_Associates>Coalition of Rural Development Associations: Alreef for Investment and Agriculture, Reef Finance, PFU, Youth Development Association, RWDS*</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza</Geographical Scope><Experiences in Financing>its main focus is agriculture and eco- related startups and businesses</Experiences in Financing><Financing Instruments>Loans, Grants and incubation program</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>Depends on Project</Beneficiary Profile><Sector Activities>Agriculture, Water, etc..</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth and scale stage</Business Stage><Financing Criteria>Growth</Financing Criteria><Weak Points>Social/ personal guarantors</Weak Points><Contact Info>Nawras Ateeq/ Ateeq.nawras@gmail.com</Contact Info><Address>2963850</Address><Website>http://www.pal-arc.org/</Website><Female beneficiaries /><Notes /></row>
<row _id="21"><Name>Zaytonah</Name><Description>Financing Comany. Al-Zaytouna is specialized in providing Islamic micro and small financing services in accordance with the provisions of Islamic Sharia.</Description><Partners_Associates>na</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank </Geographical Scope><Experiences in Financing>Different scopes including enterprises, Education, health, renewable eco-systems</Experiences in Financing><Financing Instruments>Loans</Financing Instruments><Average Amount and Rate>Up to $50,000 with an interest rate between (6-10)%</Average Amount and Rate><Beneficiary Profile>Depends on Project</Beneficiary Profile><Sector Activities>Agriculture, Water, etc..</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Growth and scale stage</Business Stage><Financing Criteria>-</Financing Criteria><Weak Points>Social/ personal guarantors</Weak Points><Contact Info>info@zaytonah.ps</Contact Info><Address>Al-Bira, Ramallah, Palestine  +970 2 2929310</Address><Website>https://www.zaytonah.ps/</Website><Female beneficiaries>na</Female beneficiaries><Notes>-</Notes></row>
<row _id="22"><Name>The Palestinian Banking Corporation (PALBANKING)</Name><Description>The Palestinian Banking Corporation sees in the banking services it provides that help in spinning the wheel of development, as part of the contribution to facing this challenge by providing the necessary financing for small, medium and large projects.</Description><Partners_Associates>na</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank and Gaza</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>All levels from ideation to early growth</Financing Instruments><Average Amount and Rate>Loan ceiling: The loan amount is between $ 500- $ 15,000*Repayment Period The repayment period extends from 6 months to 36 months Premium interest rate</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>All scopes including eco-startups and enterprises</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Early-stage, growth and scale</Business Stage><Financing Criteria>-</Financing Criteria><Weak Points>-</Weak Points><Contact Info>info@palbanking.com</Contact Info><Address>Ramallah 02-2969800</Address><Website>http://www.palbanking.ps/ar</Website><Female beneficiaries>na</Female beneficiaries><Notes>-</Notes></row>
<row _id="23"><Name>ISTIDAMA FUND</Name><Description>Istidama Fund (Sustainability Fund) provides financing programs for various specialized sectors that contribute to the recovery of the national economy and sustainable development, in addition to the sectors that have been directly affected by the Corona pandemic.</Description><Partners_Associates>BOP,TNP,BOJ, Ahli Bank, Quds Bank, Arabi Bank, AIB, Ciro Amman Bank, PIB, Safa Bank, Palestine Investment Bank, </Partners_Associates><Location>The National Bank ("TNB") operates through 21 branches and offices throughout the West Bank</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>SMEs Funding, Health, IT, Education, </Experiences in Financing><Financing Instruments>Loans </Financing Instruments><Average Amount and Rate>$ (10K - 300K)</Average Amount and Rate><Beneficiary Profile>Depends on Programme</Beneficiary Profile><Sector Activities>sectors: Agriculture; Industry; Retail; *Trade; Tourism; and Services, Health; Tourism; IT and digitalization; renewable energy.</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Early satg; Growth</Business Stage><Financing Criteria>Feasibility study, cash flow statement, experience</Financing Criteria><Weak Points>bad credit history , deficit cash flow , lace collaterals , sectors ,</Weak Points><Contact Info>info@pma.ps</Contact Info><Address>The PMA HQ, Masyoun, Ramallah - 5251/0 241 2 970+</Address><Website>https://www.pma.ps/ar/%D8%AD%D9%88%D9%84-%D8%B3%D9%84%D8%B7%D8%A9-%D8%A7%D9%84%D9%86%D9%82%D8%AF/%D8%B5%D9%86%D8%AF%D9%88%D9%82-%D8%A7%D8%B3%D8%AA%D8%AF%D8%A7%D9%85%D8%A9</Website><Female beneficiaries /><Notes /></row>
<row _id="24"><Name>Palestine Investment Fund</Name><Description>Joint-stock company. The PIF strategy is based on "impact investing", which aims to positively impact the development of the Palestinian national economy and private sector development.</Description><Partners_Associates>Regional: Silatech, Ooredoo Qatar, Islamic Development Bank, The Arab Fund for Economic and Social Development*International Finance institutions: EU, World Bank Group, European Investment Bank, Europian Bank, OPIC, International Finance Corporation, Invest Palestine, Entrepreneurial Develpment Bank, Oxfam International, SIDA, Rasmala, MEII*Local Partners: ACAD Finance, Asalah, Faten, Palestine Ijara Co., REEF, PalLease, AL Ebdaa Microfinance, Vitas, Palestinian Banking Corporation, Palestine Investment Bank, Arab Islamic Bank, Paltel, Padico Holding, BOP, APIC, Arabi Bank, Quds Bank, Consolidated Contractors Company**</Partners_Associates><Location>Ramallah</Location><Geographical Scope>Jerusalem, West Bank, Gaza</Geographical Scope><Experiences in Financing>All scopes including eco-startups and enterprises</Experiences in Financing><Financing Instruments>offers different instruments depending on the type of the project</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Microfinance Sector for SMEs and Entrepreneurship, Energy, Real Estate, Infrastructure, Health, Technology, Financial, Tourism and Education </Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>All levels from ideation to early growth</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>Awad Duaibes; ADuaibes@pif.ps</Contact Info><Address>Al-Ersal St., Amaar Building, Ramallah, Palestine</Address><Website>http://www.pif.ps/home/</Website><Female beneficiaries /><Notes /></row>
<row _id="25"><Name>Daman for SMEs</Name><Description>Non-profit company. DAMAN for SME’s is a non-profit company for the Credit Guarantee Scheme registered in Ramallah in the Palestinian Territories under the Palestinian law.</Description><Partners_Associates>Partnership between the Arab Center for Agricultural Development (ACAD), the Palestinian Business women’s Association (ASALA), International Solidarity for Development and Investment (SIDI)- France. New Vision Consultancy acts as the management wing for the company.*</Partners_Associates><Location>Ramallah</Location><Geographical Scope>Jerusalem, West Bank, Gaza</Geographical Scope><Experiences in Financing>non-profit company for the Credit Guarantee Scheme</Experiences in Financing><Financing Instruments>DAMAN for SME’s seeks to provide insurance coverage for highly vulnerable borrowers of ACAD and ASALA as a form of re-financing to encourage borrowers.*Coverage will be only in the form of paying the loan outstanding balance to ACAD and ASALA on behalf of the borrower without compensating the interest or fees on loans.</Financing Instruments><Average Amount and Rate>Maximum loan amount to be covered by the scheme is ($5000 loan Maximum)</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>DAMAN will emphasize supporting the development of micro-enterprises, small businesses, crafts, trades, services which have potential of generating enough profit for the end-user as not to limit his/ her ability to repay the loan.</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Micro entrepreneurs, women &amp; men (including farmers).**-Producers in all fields of productions as individual borrowers in all areas of Gaza Strip, East Jerusalem and West Bank.</Business Stage><Financing Criteria>Borrowers who are impacted due to restrictions on trade to the local market or exports to Israel or abroad*Borrower and /or first degree relative which contribute to the family income or working in the financed project killed by Israeli army causing a direct impact on borrowers repayment capacity*Project initiated by the entrepreneur destroyed totally or partially by Israeli occupation*Entrepreneurs jailed for political reasons (6) months or more*Long term curfew (occurring after loan extension) affecting production process for period longer than (1) month or affected the sale of the product(s)*Confiscation of land related to the project</Financing Criteria><Weak Points>na</Weak Points><Contact Info>info@damansme.ps</Contact Info><Address>Faramand Building, 2nd floor, Suite # 4 , Al Irsal, Ramallah, +972-2-2964856**</Address><Website>http://damansme.ps/</Website><Female beneficiaries /><Notes /></row>
<row _id="26"><Name>Palestine Ijara Company</Name><Description>Micro Finance loans. Ijara is the first leasing company that complies with Islamic law in Palestine, it was founded in November of 2013 and started its activities in mid-2014 and its headquarters are located in Ramallah with a capital of 12 million US dollars, and was launched by the Palestinian Investment Fund in partnership with the Islamic Development Corporation The private sector (Jeddah) and the Palestinian Islamic Bank as a private joint stock company specializing in providing a leasing product that is in compliance with Islamic law, targeting the leasing of machines, machines, cars, transportation and production lines for the purpose of ownership, as well as the productive and purchasing sectors Small and medium-sized enterprises in the Palestinian market</Description><Partners_Associates>PIF, ICD, Palestine Islamic Bank</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Since 2014</Experiences in Financing><Financing Instruments>Financial leasing</Financing Instruments><Average Amount and Rate>Financial lease can reach up to 80%</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Health, Manufacturing, Green Energy, Transportation, Agriculture,</Sector Activities><Number of Beneficiaries to Date>Since its inception, Ijara has supported more than 500 SMEs and will continue to provide Islamic financing services to many more in the Palestinian market.</Number of Beneficiaries to Date><Business Stage>na</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>info@palijara.com *</Contact Info><Address>22979895, 3rd floor, Alqaser Building, Ramallah, Palestine</Address><Website>https://www.palijara.com/</Website><Female beneficiaries>na</Female beneficiaries><Notes>Application forms are available online</Notes></row>
<row _id="27"><Name>Connect</Name><Description>COnnect cultivates a supportive environment that inspires innovation and connects brilliant minds of aspiring entrepreneurs.</Description><Partners_Associates>Rawabi Tech Hub</Partners_Associates><Location>Rawabi, Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>Access to investments*Assistance in targeting Funds</Financing Instruments><Average Amount and Rate>None</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>START-UPS, Entrepreneurs, Freelancers</Sector Activities><Number of Beneficiaries to Date>None</Number of Beneficiaries to Date><Business Stage>Startups, Entrepreneurs, Freelancers</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>info@tech-hub.ps</Contact Info><Address>MASSAR BUILDING, 5TH FLOOR, QCENTER, RAWABI. +972 2 294 7555</Address><Website>http://co.city.rawabi.ps/</Website><Female beneficiaries /><Notes>provides support services for its members including, technical and business planning assistance, administrative services, private phone extensions, prototyping environment and cloud-based services, complementary refreshments and beverages, 3D and regular printing privileges, high speed Internet and a secured environment.</Notes></row>
<row _id="28"><Name>EPCGF</Name><Description>The European Palestinian Credit Guarantee Fund’s (EPCGF) mission is to stimulate banks’ lending in Palestine for viable Small and Medium Enterprises ( SMEs) by means of providing credit guarantees on a risk sharing basis in addition to providing access to Finance to Micro Finance Institutions (MFIs) by means of providing guarantees to cover their commercial borrowing.</Description><Partners_Associates>Partner Banks: BOP, Arab Bank, Cairo Amman Bank, Bank of Jordan, Arab Islamic Bank, Housing Bank for Trade &amp; Finance, Jordan Ahli Bank, TNB, Jordan Kuweit Bank, Palestine Investment Bank. Microfinance Partners: Faten, Reef. Financing Partners: Federal Reupublic of Germany, European Commission, European Investment Bank, KFW</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>1- Working capital (raw materials, inventory, receivables, etc)**Working capital loans may be repaid over a period of three years with 6 months grace period.**2 - Capital investments (fixed assets, equipment and machinery, refurbishments, etc)**Capital Investment loans may be re paid over a period of 5 years with 12 months grace period.  </Experiences in Financing><Financing Instruments>Loan guarantees, lending, investment in innovative projects and technical assistance support.</Financing Instruments><Average Amount and Rate>The Credit Guarantee Fund currently stands at EUR 29 million. </Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>Eligible loans: New loans to existing clients at the participating partner bank who have currently no outstanding loan. 3. The Trade Finance line is an excellent financing mechanism for SMEs which will facilitate financing of raw materials and purchases from suppliers on a revolving basis for a period of one year. It is a sound credit product which aims at serving customer’s needs while keeping the bank in control of the relationship thus minimizing credit risk.*     New loans to new clients at the bank.*     New loans to current clients in arrears if the following conditions are met: (i) the “old” loan is rescheduled or restructured; and (ii) the cash flow of the project as a whole (old and new loan) enables business to repay. Only the new loan is eligible for the guarantee.*Bank borrowing requirements to be met including clearance form the Credit Information Bureau of the Palestine Monetary Authority (PMA).**Loan maturities are for more than one year and up to five years with a maximum amount of USD 100,000.00 or its equivalent. Loans under the guarantee programme are limited to once every two years. Eligible borrowers: Privately-owned viable SMEs with 20 employees or less which can meet prudent credit evaluation and criteria set by EPCGF. Those business must be able to :**1- Generate sufficient cash flow to sustain operation and repayment of the loan.**2- Lack or unable to provide the bank with sufficient collateral.**Start-up operations are not covered under the programme. Credit worthy SMEs who have been in operation for a minimum of 2 years are eligible</Sector Activities><Number of Beneficiaries to Date>The number of approved loan guarantees reached 3000 for a total amount of approximately USD 104 million.</Number of Beneficiaries to Date><Business Stage>SMEs</Business Stage><Financing Criteria>Mentioned in "sector activities"</Financing Criteria><Weak Points>Non eligibile loans: One-year working capital loans.*    Existing loans (i.e., “old” debt).*    Regular overdrafts. </Weak Points><Contact Info>info@cgf-palestine.com**</Contact Info><Address>Al-Jamil Center – Irsal Street, Third Floor Suite 2, Al Bireh, P. O. Box 4079, Al Bireh, Palestine. Phone: + 970 2 240-0330 or + 970 2 240-0327</Address><Website>http://www.epcgf.com/</Website><Female beneficiaries>na</Female beneficiaries><Notes /></row>
<row _id="29"><Name>PIE</Name><Description>The Palestinian Energy Incubator was established in Jericho in early 2014 in partnership between the Jerusalem Governorate Electricity Company and the Supreme Council for Innovation and Excellence, with the aim of developing and nurturing the growth of startups in various energy fields.*It is considered the first Palestinian incubator interested in this field and aims to promote the growth of modern projects within the various technical sectors in Palestine.</Description><Partners_Associates>na</Partners_Associates><Location>Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Since 2014</Experiences in Financing><Financing Instruments>Grants</Financing Instruments><Average Amount and Rate>$10,000 Maximum</Average Amount and Rate><Beneficiary Profile>Prior experience in the field of work</Beneficiary Profile><Sector Activities>Energy, Environment, Water, Mechatronics</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation, growth</Business Stage><Financing Criteria>The applicant must be the founder of the idea, the idea must be applicable </Financing Criteria><Weak Points>na</Weak Points><Contact Info>mbarham@pie.ps</Contact Info><Address>022947660/ 026269320</Address><Website>PIE.ps</Website><Female beneficiaries /><Notes /></row>
<row _id="30"><Name>Fikra</Name><Description>Co-working space/ Venture fund. "Fikra – Paltel Group Innovation Hub is a co-working space for innovative ideas to grow and for entrepreneurs to access mentoring and capacity building.  Fikra is also launching its own Corporate Venture Fund, which will provide startups with needed equity-based capital to grow their ventures.</Description><Partners_Associates>PalTel</Partners_Associates><Location>Palestine, Ramallah</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>Corporate Entrepreneurship Program and Venture Capital Investments***</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>SMEs</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation, Early</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>Shatha Rifai, Shatha.refai@paltelgroup.ps</Contact Info><Address>22944004</Address><Website>fikra.ps</Website><Female beneficiaries /><Notes /></row>
<row _id="31"><Name>ACAD Finance </Name><Description>for-profit finance company. ACAD for Financing and Development is the microfinance wing of Arab Center for Agricultural Development (ACAD), an organization operating in Ramallah, Palestine. Founded in 1993, it provides micro-loans, small loans, and agriculture loans to poor and low-income Palestinian entrepreneurs. ACAD for Financing and Development focuses on several areas of development including offering credit, fostering community development and building agricultural cooperatives.</Description><Partners_Associates>BOP, BASR, PIB, Quds Bank, KFW Group, PIF, AFD, Housing Bank, UNDP, PFESP,Al Najah University, CoopMed, Sanabel, INAISE, PN Network, Bancaetica</Partners_Associates><Location>Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Pricing, terms and conditions are designed in a way that are affordable to clients while allowing sustainability for ACAD.**</Experiences in Financing><Financing Instruments>Small loans, Micro loans, Women productive loan, Complementary &amp; Additional Loans, Personal loans: Education, emergency, health, home improvement, and occasional.</Financing Instruments><Average Amount and Rate>Loan amounts are scaled based on the assessment of the client’s needs (maximum $ 15,000). Ranging from 8% to 18% by product. **</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>women, small farmers and emerging entrepreneurs</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>na</Business Stage><Financing Criteria>General: Salary slip*Career Proof* Holds a Palestinian identity*Good credit record. Consumer loan: Purpose of the loan, Palestinian identity, proof of income*New projects: economic feasibility study, project licensing from the authorities, proof of ownership / lease, cash flow data.*Established projects: Licensing of the project from the authorities, proving ownership / lease, cash flow data.</Financing Criteria><Weak Points>The borrower is exposed to suspend interest.*If the delay of more than two installments, ACADF addresses the guarantors.*If the delay of more than 3 installments, the loan file is transferred to the judiciary parties.*It is possible to re-structure the loan if the project did not succeed for reasons beyond the control or will of the borrower.</Weak Points><Contact Info>na</Contact Info><Address>Ramallah – Jaffa Street – Al - Bardouni Building- Third Floor, 02-2960390/1/2</Address><Website>acad.ps</Website><Female beneficiaries>2077 loans to women</Female beneficiaries><Notes>Loan applications are available online</Notes></row>
<row _id="32"><Name>B-HUB</Name><Description>The B-Hub is an innovation space within Birzeit University designed to nurture ideas and creativity and provide an environment which is conducive to creating new businesses or developing existing ones by providing a unique and highly flexible combination of business development processes, people, academia and infrastructure.**</Description><Partners_Associates>BZU</Partners_Associates><Location>Birzeit University</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>Mentorship, Incubation, Technological Support Services</Financing Instruments><Average Amount and Rate>No investment</Average Amount and Rate><Beneficiary Profile>University student</Beneficiary Profile><Sector Activities>Ideation, early, growth</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation, early, growth</Business Stage><Financing Criteria>Palestinian University Student</Financing Criteria><Weak Points>na</Weak Points><Contact Info>Olga Batran/ obatran@birzeit.edu</Contact Info><Address> 00970-2-2984810*</Address><Website>https://www.birzeit.edu/en/b-hub</Website><Female beneficiaries /><Notes>No funding, it revolves around training entrepreneurs and supporting their growth</Notes></row>
<row _id="33"><Name>Leaders International</Name><Description>Leaders International, headquartered in Brussels, is an international network of local organisations specialised in planning, managing, and monitoring innovation and economic development interventions in developing economies, fragile states, and post-conflict countries. It was established in 2004 with a vision to deliver prosperity and economic growth to people across the Middle East and North Africa.</Description><Partners_Associates>Ibtikar Fund, Welfare Association, WE EFFECT, Spark, KOICA, SANAD, Save the Children, OFID, etc…</Partners_Associates><Location>Brussels</Location><Geographical Scope>Palestine, Jordan, </Geographical Scope><Experiences in Financing>Enterprise Development and Access to Market, Digital for Development, Entrepreneurship and emerging Technologies, Tourism Value Chain Development, Employability and Workforce Development, Economic Policy Dialogue</Experiences in Financing><Financing Instruments>depends on project criteria</Financing Instruments><Average Amount and Rate>depends on project criteria</Average Amount and Rate><Beneficiary Profile>depends on project criteria</Beneficiary Profile><Sector Activities>Entreprise Development &amp; Access to Market, Digital for Development, Entrepreneurship &amp; Emerging economies, Tourism Value Chain Development, Employability &amp; Workforce development, Economic Policy Dialogue</Sector Activities><Number of Beneficiaries to Date>500 Entreprises enabled</Number of Beneficiaries to Date><Business Stage>depends on project criteria</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>contact form available on website</Contact Info><Address>8 Parliament Square, 0032 474 362520, 00970 2 2972930 ***</Address><Website>leadersinternational.org</Website><Female beneficiaries /><Notes /></row>
<row _id="34"><Name>Business Women Forum (BWF)</Name><Description>The Business Women Forum (BWF) is a national non-profit association established in 2006, to help “strengthen the role of businesswomen as leaders in the Palestinian economy through advocacy, networking, and the provision of business services”. BWF has members, and beneficiaries from all the West Bank cities and Gaza. </Description><Partners_Associates>na</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank, Gaza</Geographical Scope><Experiences in Financing>1. Building the capacity of business women, women entrepreneurs and youth through the Business Development Services Center (BDC), the technical arm of BWF, providing tailored trainings, and workshops.* *2. Encourage entrepreneurship through targeting young entrepreneurs to join a Business Plan Competition (BPC) for women-owned SME’s, Internship Program to qualify them for the labour market, and Role Model Program that has been organized in cooperation with schools and universities. * *3. Advocate and promotion of women issues in the business sector through advocacy and drafting of concept papers and policy notes related to women entrepreneurs through the BWF Advocacy Unit, and organizing hundreds of workshops, seminars, and round table discussions in order to help them reach decision making positions.* *4. Active participation in national teams for drafting relevant policies including: The National Team for Women Employment, The National Team for the National Export Strategy, and The Advisory Council for The Technical Education Policies.* *5. Active and founding member of several national and regional forums such as: the General Assembly of The Palestinian Investment Fund (PIF), and the MENA Business Women Network (BWN).</Experiences in Financing><Financing Instruments>pre-incubation, training, BDS</Financing Instruments><Average Amount and Rate>Depends on the project</Average Amount and Rate><Beneficiary Profile>Depends on the project</Beneficiary Profile><Sector Activities>all sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Women, Seed</Business Stage><Financing Criteria>BDC (Business Development Center for women): Palestinian women, 18 years and above.**Have existing project or an idea for a new project.**The project idea should be applicable and marketable.**Should have funding resources for the project.**Has the ability to manage or direct her project.**The project should not have any legal obstacle according to the Palestinian Authorities.**The project is located in Palestine.**The applicant shouldn’t be a beneficiary of one of the local or international institutions for the same requested services. Other projects have different requirements</Financing Criteria><Weak Points>Not being a women, not having a project</Weak Points><Contact Info>Contact form available online</Contact Info><Address>Palestine, Ramallah, Al-Balou’ area, Al-Fare’ Bldg, 2nd floor.  02-2425612/3 *</Address><Website>bwf,ps</Website><Female beneficiaries /><Notes>There are multiple projects wih applications available online. BDS Provided.</Notes></row>
<row _id="35"><Name>TechnoPark</Name><Description>The Palestine Techno Park (PTP) a non-profit company established in 2016 with the VISION to create national infrastructure, business environment and culture that will enable knowledge-based and creative enterprises as well as technology clusters to successfully operate locally, regionally and globally. Our MISSION is to be the location of choice to seed, grow and commercialize these types of businesses by nurturing innovation-led programs across knowledge-based industries through nurturing leadership in collaborating with value chains stakeholders to promote innovative solutions to end markets.**</Description><Partners_Associates>na</Partners_Associates><Location>Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>Depends on project</Financing Instruments><Average Amount and Rate>Depends on project</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>all sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Depends on project</Business Stage><Financing Criteria>Depends on project</Financing Criteria><Weak Points>na</Weak Points><Contact Info>info@technopark.ps</Contact Info><Address>Birzeit, Ramallah, Palestine. 02-2982000*</Address><Website>TechnoPark.ps</Website><Female beneficiaries /><Notes>Application forms available online</Notes></row>
<row _id="36"><Name>Palestine Polytechnic University Business Incubator unit</Name><Description>The Business Incubator is a unit at Center Of Excellence at Palestine Polytechnic University based in Hebron West Bank Palestine and it was launched at the beginning of the year 2010 What started as a technology based physical incubator facility, now offers business services to Palestinian entrepreneurs especially in Hebron who have mature concepts for unique and innovative projects in various fields assessed to have strong market potential.</Description><Partners_Associates>• The U.S.-Middle East Partnership Initiative (MEPI)**• Spark ignites ambition – Netherlands**• Palestine Investment Fund (PIF)**• The Palestine Information and Communications Technology Incubator (PICTI)**• International Youth Foundation (IYF)**• Birzeit University **• Mercy Corps **• Leaders Organization**• Chamber of Commerce - Hebron**</Partners_Associates><Location>Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>• Pre-incubation (Training and Coaching)**• Business Plan writing and Business Model Canvas.**• Specialized administration(financial management and accounting)**• Provide places and spaces equipped and technology.**• Provide specialized programs to finance new projects, through government financing programs, or a network of businessmen and investors. </Experiences in Financing><Financing Instruments>Depends on the project</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>Palestinian University students</Beneficiary Profile><Sector Activities>all sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Depends on project</Business Stage><Financing Criteria>Depends on project</Financing Criteria><Weak Points>Depends on project</Weak Points><Contact Info>Incubator@ppu.edu</Contact Info><Address>Jabal Abo Romman*Hebron, West Bank*</Address><Website>http://incubator.ppu.edu/</Website><Female beneficiaries /><Notes>More information on their FB page: https://ar-ar.facebook.com/ppu.Incubator/</Notes></row>
<row _id="37"><Name>An-Najah Business Incubator</Name><Description>The Information Technology Incubator at An-Najah National University is a vital tool and a key facility at the University that helps distinguished students to pursue their ideas and develop their own projects, to a point where they are marketable and competitive. The Incubator provides students with necessary services, support and advice in various fields, such as product development, finance, management, organization and marketing.**</Description><Partners_Associates /><Location>Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>1.Office services:**•Fully equipped office with a personal computer, a telephone and internet service.*•Secretary, printing, copying and fax services.*•Scanners, projectors, LCDs and smart boards.*•A meeting room.**2.Business services:**The owner of the project (graduates or students, pioneering individuals who have creative ideas or who own small businesses), can obtain free consultations on the following:**•Establishing and registering the company*•Making a business plan*•Studying the economic feasibility of the project*•Marketing and communication strategies*•Market research techniques*•Financial planning*•Marketing support services (branding, advertising and website development).**3.Technical services:**This includes taking advantage of other services that are available at the University, such as consultation, marketing, financial, legal, administrative and technical services, as well as meeting with professional engineers and other experts.**Consultations and support:**The Incubator provides scientific and technical support for the project owner and advice on the best ways to make the project succeed.**Financial support:**The Incubator will make contact with donors and supporters in order to provide financial support for the project</Experiences in Financing><Financing Instruments /><Average Amount and Rate /><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>ICT</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>•Students and graduates from different Palestinian universities*•Pioneering individuals who have distinguished, creative ideas*•Small businesses</Business Stage><Financing Criteria>•The project must include a new technology and should be among the economic priorities for the country.**•The project owner must agree their idea with the Director of the Incubator through a personal interview and application form.**•The project must be designed in such a way that allows for future development</Financing Criteria><Weak Points>na</Weak Points><Contact Info>incubators@najah.edu</Contact Info><Address>Business Incubator*Korean Palestinian IT Institute of Excellence*Nablus, Palestine*An-Najah National University*New campus*Tel: 092345113, Ext.No.: 2248*</Address><Website>https://incubator.najah.edu/</Website><Female beneficiaries /><Notes>Application form available online</Notes></row>
<row _id="38"><Name>Islamic University of Gaza Incubator</Name><Description>Business and Technology Incubator (BTI) was established as a new unit at the Islamic University of Gaza after receiving a grant from infoDev program for the first phase and Quality Improvement Fund (QIF) for the second. BTI aims to offer professional business services to Palestinian entrepreneurs who have mature concepts for unique and innovative IT related products assessed to have strong market potential.*</Description><Partners_Associates /><Location>Palestine</Location><Geographical Scope>Gaza strip</Geographical Scope><Experiences in Financing>na</Experiences in Financing><Financing Instruments>na</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>ICT</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Graduates and initiatives</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>ist@iugaza.edu.ps</Contact Info><Address>IT Affairs _ Islamic University of Gaza*P.O.Box: 108*Tel: +970 8 2644400*Fax: +970 8 2644800</Address><Website>http://ist.iugaza.edu.ps/en/Provided-Services/Training</Website><Female beneficiaries /><Notes>More info on their FB page: https://www.facebook.com/iug.bti/</Notes></row>
<row _id="39"><Name>Innovation and Entrepreneurship Unit- Birzeit Univeristy</Name><Description>Fostering and facilitating entrepreneurial activities in Birzeit University by creating an open innovation platform for students, faculty, and staff to create and work on new ideas and design and implement initiatives that bolster the university’s innovation environment. *</Description><Partners_Associates /><Location>Palestine</Location><Geographical Scope>West Bank</Geographical Scope><Experiences in Financing>Mentoring services</Experiences in Financing><Financing Instruments>na</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>Depends on the project</Beneficiary Profile><Sector Activities>all sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>na</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>ieu.head@birzeit.edu</Contact Info><Address>Najjad Zeenni (Blue Dome) building,  00970-2-2982072**</Address><Website>https://www.birzeit.edu/en/students/ieu</Website><Female beneficiaries /><Notes>More information on their FB page: https://www.facebook.com/acsbzu/</Notes></row>
<row _id="40"><Name>IPSD - The Innovative Private Sector Development</Name><Description>The Innovative Private Sector Development (IPSD) is a Ministry of National Economy project funded by the World Bank and implemented by DAI. IPSD aims to support Palestinian startups, SMEs and entrepreneurs from the West Bank and Gaza by developing a dynamic startup finance ecosystem.</Description><Partners_Associates>na</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>Improving Market Linkages, Developing a dynamic startup finance ecosystem, Automation of Business registration, Home- Based Businesses Reform</Experiences in Financing><Financing Instruments>Finance &amp; Investment, Market Access, Workforce Development, Entrepreneurship and Emerging Technologies</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>all sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation, Early-stage</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info> info_ipsd@dai.com</Contact Info><Address>Millennium Building 2nd Floor Al-Masayef, Ramallah | Palestine*+970 2 298 8530</Address><Website>https://www.ipsd.ps/</Website><Female beneficiaries>na</Female beneficiaries><Notes /></row>
<row _id="41"><Name>Finance for Jobs</Name><Description>The Finance for Jobs (F4J) is a 4-year project, implemented by DAI global, LLC (DAI) on behalf of the Ministry of Finance (MoF) and funded by the World Bank, with the overarching objective of mobilizing private investments and creating employment opportunities in the West Bank and Gaza.</Description><Partners_Associates>Palestine Real-Estate Investment Co., Social Finance Ltd., Ibtikar Fund</Partners_Associates><Location>Palestine</Location><Geographical Scope>West Bank</Geographical Scope><Experiences in Financing>SMEs and entreprunership </Experiences in Financing><Financing Instruments>Development Impact Bond, Entrepreneurship Ecosystem Matching Grant, and Investment Co-Financing Facility</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>Depends on the project</Beneficiary Profile><Sector Activities>all sectors</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Ideation, Early stage </Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>f4j@dai.com</Contact Info><Address>Al- Bardoni Building, 2nd Floor Jaffa Street, Ramallah*Tel: +970 2 296 4840</Address><Website>http://www.f4j.ps/</Website><Female beneficiaries /><Notes /></row>
<row _id="42"><Name>Tamweeli </Name><Description>Tamweeli: is an initiative that works to link those wishing to obtain financing regardless of the type of financing or its uses with all institutions that provide financing in all its forms, whether commercial loans, or Islamic financing of its various types such as participation, Murabaha, financial leasing ... etc. or even investors.</Description><Partners_Associates>Asala, Ijara, PALPAY, Quds Bank, CiroAmman Bank, Ahli Bank, Faten, BOP, Safa Bank, PalLease, Palestine Investment Bank, TNB, Arab ISlamic Bank, REEF</Partners_Associates><Location>Ramallah, Palestine</Location><Geographical Scope>Palestine</Geographical Scope><Experiences in Financing>SMEs Development </Experiences in Financing><Financing Instruments>Loans</Financing Instruments><Average Amount and Rate>na</Average Amount and Rate><Beneficiary Profile>na</Beneficiary Profile><Sector Activities>SMEs Financing, and Finance Consultation</Sector Activities><Number of Beneficiaries to Date>na</Number of Beneficiaries to Date><Business Stage>Early-stage and growth</Business Stage><Financing Criteria>na</Financing Criteria><Weak Points>na</Weak Points><Contact Info>support@tamweeli.org</Contact Info><Address> Ramallah, Palestine, 1700373272*</Address><Website>https://tamweeli.ps/</Website><Female beneficiaries>na</Female beneficiaries><Notes> </Notes></row>
<row _id="43"><Name /><Description /><Partners_Associates /><Location /><Geographical Scope /><Experiences in Financing /><Financing Instruments /><Average Amount and Rate /><Beneficiary Profile /><Sector Activities /><Number of Beneficiaries to Date /><Business Stage /><Financing Criteria /><Weak Points /><Contact Info /><Address /><Website /><Female beneficiaries /><Notes /></row>
<row _id="44"><Name /><Description /><Partners_Associates /><Location /><Geographical Scope /><Experiences in Financing /><Financing Instruments /><Average Amount and Rate /><Beneficiary Profile /><Sector Activities /><Number of Beneficiaries to Date /><Business Stage /><Financing Criteria /><Weak Points /><Contact Info /><Address /><Website /><Female beneficiaries /><Notes /></row>
<row _id="45"><Name /><Description /><Partners_Associates /><Location /><Geographical Scope /><Experiences in Financing /><Financing Instruments /><Average Amount and Rate /><Beneficiary Profile /><Sector Activities /><Number of Beneficiaries to Date /><Business Stage /><Financing Criteria /><Weak Points /><Contact Info /><Address /><Website /><Female beneficiaries /><Notes /></row>
<row _id="46"><Name /><Description /><Partners_Associates /><Location /><Geographical Scope /><Experiences in Financing /><Financing Instruments /><Average Amount and Rate /><Beneficiary Profile /><Sector Activities /><Number of Beneficiaries to Date /><Business Stage /><Financing Criteria /><Weak Points /><Contact Info /><Address /><Website /><Female beneficiaries /><Notes /></row>
<row _id="47"><Name /><Description /><Partners_Associates /><Location /><Geographical Scope /><Experiences in Financing /><Financing Instruments /><Average Amount and Rate /><Beneficiary Profile /><Sector Activities /><Number of Beneficiaries to Date /><Business Stage /><Financing Criteria /><Weak Points /><Contact Info /><Address /><Website /><Female beneficiaries /><Notes /></row>
</data>
